BBVA Compass Bank Account Or Service Complaint

BBVA Compass Bank account or service department,

Other bank product/service Account opening, closing, or management Virginia

Good afternoon, I 'm in need of assistance. I 'm hoping you can see to it that this gets resolved. Compass Bank had the second lien on my property located at - - - - - -, -, AZ -. The property went to foreclosure in -/-/-. -/-/- was the last reported date on my credit report revealing I was 120 days past due. This was my last time since negative. -/-/- I discovered Compass was reporting that I had a monthly obligation of $23000.00 on this old debt. This was reflecting in my monthly DTI. I disputed this information through - -/-/- when my Credit Score was -. I have been rebuilding my credit since the foreclosure ( -/-/- )


Now my credit report says I have a RECENT LATE as of -/-/- and -/-/- - but the last time I was late with payments was -/-/-. Compass recent reporting of my charge off occurred in -/-/- and now -/-/- because of my recent complaint. They updated their records to reflect CHARGE OFF -/-/-. Their adherence to erroneous reporting makes lenders and other affiliates assume I was recently late on my obligations. I DO NOT HAVE A CHARGE OFF AS OF -/-/- or -/-/-. But as you can see on the evidence provided I was NOT late on any payments in -/-/-. ( I have n't been late on any payments since -/-/-. ) How could I be late on an account that has been closed since -/-/-? Compass wrote that the balance is past due as of -/-/- and now -/-/- but I was 120 days past due from -/-/-. LENDERS will NOT approve me for a mortgage because it says I was recently CHARGED OFF. How can I now have - CHARGE OFFS on - ACCOUNT? I was recently declined a mortgage because of this reporting. Even though the notes say the Charge Off will drop in - suggesting it is an old charge off their reporting is erroneous and inaccurate and make it appear that this is recent. Per - my Time Since Negative is .1 years ( point one years ). Please help. I have n't been late since -/-/- and it is all related to the foreclosure. Please help. The Time Since Negative is completely inaccurate. Please remove the negative date and have it report accurately to reflect that the time I was last negative was -/-/-. Thank you kindly. - -