Synchrony Bank Debt Collection Complaint

Payday loan Disclosure verification of debt not given enough info to verify debt

Synchrony Bank Debt collection department,

Payday loan Disclosure verification of debt Not given enough info to verify debt Maryland

I have reached out to - - to make a settlement on a care credit account. After multiple discussions with collection specialists, I asked for clarity on the reduced settlement amount that I was offered. - refused to provide me in writing prior to making the settlement payment of $1500.00 that this is the amount that they offered to pay. I then asked to speak with a collection manager and was told that the manager was not on duty by - -. Per -, no letter can be sent until after payment to reflect settlement. He initially refused to allow me to speak with a manager. I was then transferred to - - who then admitted that he was a collections specialist and not a manager. I then transferred to - - who identified herself as a manager. She initially told me that following payment on my settlement, I would receive my confirmation in 7 to 10 days. She then refused to answer any further questions and transferred me back to - -. I am now being told that I will not receive my confirmation of payment for approximately one month. I raised the concern of paying a settlement of debt without any proof of the agreement. I was told that the call is recorded and that is sufficient enough. I am requesting - - provide me in writing confirmation of the agreed upon settlement. I was told I can not receive any proof of amount for settlement via fax or email.

Synchrony Bank customer in Maryland
Dec 07, 2015

* Source: CFPB Complaint Database

Synchrony Bank response to complaint:
Closed with explanation

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