Caliber Home Loans, Inc Mortgage department,
FHA mortgage Loan servicing, payments, escrow account Tennessee
I had a Real Estate mortgage with - in -. In - I filed for Chapter - Bankruptcy. In the Chapter - Bankruptcy I surrendered the Real Estate Property to -, the bankruptcy was discharged in -, -. In - Caliber Home Loans, Inc. bought the Real Estate Loan from -. In -, - I began receiving late statements from Caliber Home Loans. I had contacted Caliber asking that they stop sending me statements, that the loan was surrendered in Bankruptcy. I had gone to court on one occassion and informed the representative of Caliber Loans that we had surrendered the property. The attorney 's office was to inform Caliber. Caliber stopped sending statements. However, Caliber was reporting late payments on my credit reports. I called Caliber and told them that they could not report late payments on my report due to the Bankruptcy rule and gave them my case number. They actually refused over the telephone. As of -/-/-, the Account Status on my - Report was " OPEN '' and Payment Status was " LATE. '' Although Caliber Home Loans flagged my credit report on -/-/- and states " account as BANK ADJUSTMENT / DEED IN LIU / BANK LIQUIDATION '' my Credit - score is and has been affected all these months due to their negative reporting.
Caliber Home Loans, Inc customer in Tennessee
Dec 07, 2015
* Source: CFPB Complaint Database
Caliber Home Loans, Inc response to complaint:
Closed with explanation
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