Synchrony Bank Debt Collection Complaint

Credit card Taking/threatening an illegal action threatened to sue on too old debt

Synchrony Bank Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Delaware

An unidentified law firm representing GE Money Bank called from a blocked number stating their processor has failed at delivering documents pertaining to a civil suit case that is being handled by said firm. The person with whom I spoke said her name was - but did not give any information about the firm she was calling for or give me any contact information. She threatened that her firm was going to follow through with a civil suit to obtain a default judgment. The account in question is not mine and I have no knowledge of this account 's existence. - stated the account was closed -/-/-, meaning that the statue of limitations to sue expired -/-/-. Upon bringing this fact to her attention, she continued to threaten me that they were still going to follow through with the suit. She hung up without any further correspondence. I was never told where this case would be filed, nor how to get in contact with anyone to investigate the matter further. This account has never appeared on my credit report, nor have I had anyone in the past make any attempt to contact me.

Synchrony Bank customer in Delaware
Nov 24, 2015

* Source: CFPB Complaint Database

Synchrony Bank response to complaint:
Closed with non-monetary relief

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