PNC Bank Mortgage Complaint

PNC Bank Mortgage department,

FHA mortgage Loan modification,collection,foreclosure New Jersey

I got behind on my mortgage regarding varies situations, I then requested a modification, I summited all the information requested and was told that I did not make enough money and because I have equity I should liquidate, I summited the amount of income $4100.00 per month and debt/expenses $3200.00. I 've had my home for 13 years and do not wish to lose or sell my home. my interest is at 6 %, I have just been - in my home which will increase my income and I have eliminated some of my expenses. I moving in the right direction, but I feel that PNC have not giving me a fair assessment on their reasoning for denying the modification states that I make $3100.00 which is incorrect. I welcome your opinion and any assistance in this matter. Thank you