PNC Bank Mortgage Complaint

PNC Bank Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

my loan required a PMI. By law, the PMI is to automatically terminate on the date the principal balance is first scheduled to reach - % ( ltv ) of the original loan of the property. As of -/-/-, my ltv is - %. However, according to my mortgage company, the pmi will not be terminated until -/-/- because that was the scheduled date the ltv was to reach - % by the original amortization. The reason the ltv is now - % is because we made - extra payments on our mortgage and we feel that we are now being penalized for extra payments. Our loan was orignally with another company but was sold to the current company in -/-/-.