PNC Bank Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

PNC Bank Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Wisconsin

From - through - 2015 I was enrolled in automatic payment with my mortgage lender, PNC. On -/-/15 I went on line with the intent to cancel auto pay. I thought I had successfully done so. I got an email from PNC confirming I had made changes. I thought my cancellation was processed. On - - I went on-line and paid my bill. - mortgage payments came out of my checking. It then took begging and pleading to get the money back and additional begging and pleading to get it back electronically, as they wanted to snail mail it to my home address, and I was on vacation meaning it would be - before I could have the funds to deposit and then I 'd need for my bank to clear them. The letter I received which I thought was confirmation of my cancellation was a non-specific notification of a change ''. It turns out the draft date changed from the - of the month to the -. That is not what I thought I did but I had no way to know that because the letter was vague and I never got any notification of a new draft date or amount. I did not plan for or expect to have a double mortgage payment. Nor did I think it should take several phone calls and over 2 hours to fix. My initial call to PNC was on -. Eventually they promised to wire the funds on - and said they 'd be in my account by -. Today is -, still not there and now they say they did n't send it yet but will send it today.

PNC Bank customer in Wisconsin
Sep 15, 2015

* Source: CFPB Complaint Database

PNC Bank response to complaint:
Closed with explanation

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