TCF National Bank Bank Account Or Service Complaint

TCF National Bank Bank account or service department,

Checking account Account opening, closing, or management Michigan

I 'm am submitting a complaint against TCF Bank and their ridiculous overdraft fees that they themselves are controlling. I can not understand how when I write checks at a local supermarket that has daily deposits my bank can hold onto checks until my account draws low enough to that when the check clears I will overdraw. This has happened to me countless times. Last week I was charged an overdraft fee - minutes after using my card, which I had done all day. I went to TCF and asked how this was possible and they told me I did n't have sufficient funds. Then how was I able to use my card all day if I did n't have money in my account? Conveniently, this has led to an additional - overdraw charges at $37.00 each. I am currently overdrawn by $78.00 with another charge coming. All stemming from their incorrect charge a week ago. I am seeking for them to replace the $220.00 in overdraft fees they have caused in the past weeks. I also would like an explanation how - check can clear in 3 days, while another at the same location takes 8 days, and then - other checks that were written 5 days apart can clear on the exact same day? I am fed up with this establishment stealing my money and crushing my life. I 'm trying to raise - children and help my struggling fianc and as it stands now we wo n't be able to afford our rent payment thanks to this big bank.