Conventional fixed mortgage Loan servicing, payments, escrow account
Banco Santander Puerto Rico Mortgage department,
Conventional fixed mortgage Loan servicing, payments, escrow account Alabama
My complain is against the Banco Santander of - -, Puerto Rico. The Bank made a mistake in their systems and sent incorrect information to the credit bureau 's agencies, -, -, - and -. Since - - 2004 I have a mortgage loan with Banco Santander from which I was and I 'm the primary loan owner. All my credit history was reflected in my credit reports for the past eleven years until a recently. A change was made in the mortgage loan account to remove my ex-husband from the account ( as agreed on the divorce settlements and court ). Apparently '', a mistake was made by the bank were their systems sent the incorrect information to the credit agencies and all my eleven years of credit history were eliminated and transferred to someone else. During the process to open a dispute with - and - to correct the error
to reflect my current balance due in the credit reports. Today, the bank has not yet contacted any credit agency to correct the error. All my credit history was deleted from the Transunion data systems and even do I sent them evidence to prove that I 'm the owner of the account they ca n't restore the data until the bank resubmit my credit history. My mortgage loan payments and history are now reflecting in someone else report and since the error occurred ( close to 2 months ago ) every payment I made to my loan y going thrust someone else credit account. I need your help to restored my eleven years or credit history in my credit report and to reflect accurate data which includes current amount due and the payments history. I have all the necessary evidence to prove that I 'm the owner or the loan and the property in question. I 'm afraid this could be a security breach or something done intentionally to favor someone else that has not rights over the loan, the credit history or the property purchased with this loan. I 'm concern that the bank is not taking the necessary measure to contact the credit agencies and fix the issue. None of the process issues to report listed in your first question of this complain is applicable to the issue that I 'm complaining about.
Banco Santander Puerto Rico customer in Alabama
Jun 10, 2015
* Source: CFPB Complaint Database
Banco Santander Puerto Rico response to complaint:
Closed with explanation
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