Caliber Home Loans, Inc Mortgage department,
FHA mortgage Loan servicing, payments, escrow account California
I am missing $1800.00 in principal payment not applied to my account when my loan transferred from caliber to us bankwhen my loan was set up with caliber I went on a biweekly I made $1800.00 on - -, $1800.00 - -, $1800.00 - -, which paid half of -/-/- payment. i still owed the other half of -/-/- and my loan was transferring to us bank starting - - was told by caliber to stop the biweekly automatic payment which I did. since I was on a biweekly, I totally forgot that I made half of -/-/- 's payment on - -, so I went ahead and sent them a check from my bank thru bill pay for the full mortgage payment which was $3700.00 ck # -. my bank mailed it but caliber did n't receive it and I did n't want to be late, so I called them on - -, they said check was n't received in their system yet. so I was advised by their representative to make a payment over the phone and stop payment on the check that was mailed. I was also informed that I only owe half a payment which is
when my loan transferred to us bank, I setup automatic payment deduction for $3700.00 plus an additional $200.00 to principalwhen the - auto deduction was made in -/-/- to cover -/-/- payment, us bank took it and sent it to caliber because I had a stop payment on that check and caliber applied the $ $ to my account. so I made the payment to us bank over the phone to cover -/-/- 's payment. nobody seems to understand my situation here, which is real simple : caliber only applied $1800.00 of my $3700.00 towards principal, and I am missing the other $1800.00. I need assistance in looking at my payments made to both banks and resolving this issue asap, it is very frustrating to deal with this issue. no communication between lenders whatsoever.
Caliber Home Loans, Inc customer in California
Jun 09, 2015
* Source: CFPB Complaint Database
Caliber Home Loans, Inc response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintLoading similar complaints
{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}} {{x.COMPLAINT_WHAT_HAPPENED | preview}}... |