Financial Credit Service, Inc. Credit Card Complaint

Financial Credit Service, Inc. Credit card department,

Customer service / Customer relations Pennsylvania

I was contacted yesterday -/-/- on my business phone from a debt collector - ( assest recovery services ) at - I spoke with - in legal dept after - called my business phone and left a message saying that I had a legal claim against me. I called - back and she put me through to -. - advised me that there was a debt owed to - bank in my previous name that I have not held in 15 years. He stated they were perusing a law suit in - - against me for $4000.00 for a credit card that had a date of first delinquency - and was charged off in -/-/-. I have no knowledge of this debt. He stated that he had sent a letter to my home in - offering to settle the amount for $1800.00. I advised him this was not my debt and told him it was likely my ex husbands debt. He gave me my ex husbands name and said he had been contacted but had bad credit so there was no point in them going after him and that I had good credit which is why they are coming after


I became very upset. I told him I needed to gather information about this and I would call him back. I called back and he was unavailable. I asked him to provide me with a copy of my signature on the original credit application, copies of the statements with my signature and where the purchases were made. I asked for the case number and everything he told me on the phone to be put in writing. He called back and asked me to return his call, which I did. At that time I recorded the conversation and advised him of such he became hostile and said I did not have his permission to record him. He also told me he refused to provide me with any information on the debt, I had 7 years to clear this up and they were moving forward. I advised him if they took out a lawsuit I would counter sue them, he hung up on me. I was harassed at my business, threatened with legal action if I didnt pay the debt right away. They have continued to contact me via mail after I asked them in writing to no longer contact me.