BB&T Financial Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

BB&T Financial Bank account or service department,

Other bank product/service Account opening, closing, or management Virginia

I had a long standing credit card with BB & T that was opened because liek - - - BB & T had pushed their employees to open credit cards for customers. It was fine, I used it for a while and then decided to stop using it because I did not like BB & T customer service or fraud protection. I let BB & T know this and suddenly my account was closed due to suspected fraud. There had not been any charges on it for months and it was being paid, so I have no idea what the suspected fraud '' was and BB & T will only respond with nonsensical answers to that question. The truth is that most likely it was in retaliation for my conversation with customer service. I do not care about the account and had planned to close it anyway. The problem is that it is derogatory in my credit report now because it is showing a balance due and closed by the issuer - that is a red flag and it has delayed my mortgage application. I alsed BB & T to simply remove it and - - of BB & T falsely claimed that they are required to continue reporting this by the Fair Credit Reporting Act. She also included letters that were supposedly sent to me about the suspected fraud, but given that there were no charges on teh account, again - I have no idea what they are talking about. It is clearly a - attempt.

BB&T Financial customer in Virginia
May 27, 2015

* Source: CFPB Complaint Database

BB&T Financial response to complaint:
Closed with explanation

Consumer disputes how BB&T Financial handled their complaint

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