Select Portfolio Servicing, Inc Mortgage Complaint

Conventional fixed mortgage Settlement process and costs

Select Portfolio Servicing, Inc Mortgage department,

Conventional fixed mortgage Settlement process and costs Pennsylvania

- - --. To Whom it may concern, Our loan is owned by -, Until - of last year we were being serviced by -, do to circumstances beyond our control, we have had a few rough years starting with my health, in 2010 I had to have - -, ending up with me having to apply for -. My husbands company in which he has worked for over - years, was sold and under reconstruction he lost income there, my parents both died in - months of each other and there was no insurance, we had to help pay funeral cost, these circumstances made it difficult for us to maintain a mortgage payment of -. Last - - offered us a modification trial which brought our payment down to - we have had no problem making this payment. and made - in a row. After we made our - payment to -, we were switched to .Select Portfolio, we have had such a difficult time dealing with this company never get to speak to the same person -, they assigned us an account person an til this date never spoke with .or if you leave a message, do n't


if we make - payments of - we would be permanently have that payment, - even sent us a - write off and - company did n't honor that either. Why would - send us a wrote off if they were n't going to honor the trial. - told us we had to apply for your in house modification, in which we did and it has been very difficult, I have faxed it at least - different times and even register mailed it, each and every time, I was told something was missing, even when I sent the registered letter, someone told me they did n't receive it, and I had the computer in front of me and I had to say someone signed for it, ( That 's funny I have proof that someone in your company signed for it ), I was put on hold and then told yeah we got it page - is missing. When we finally received paper work from them instead of offering us a modification, their expecting us to pay 3000.00 a month, to catch up back payments not honoring the - straight payments we made, their trying to say were - behind if you subtract the payments we made it would n't be that much, along with the paper work was an application for short sale, they even had our home apprised which gave rental value of the house instead of market value, also on the paper work our income is n't correct, they have us making more then we actually make, I feel instead of helping us maintain our home, - is trying to either foreclosed on us, or do a short sale it, do n't want to help us at all. . . Select Portfolio Servicing , Inc .

Select Portfolio Servicing, Inc customer in Pennsylvania
May 10, 2015

* Source: CFPB Complaint Database

Select Portfolio Servicing, Inc response to complaint:
Closed with explanation

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