Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card Communication tactics Frequent or repeated calls Pennsylvania

I was contacted by mail from Midland Funding , Inc -/-/- concerning a debt I owed to - -. I only had a $400.00 limit. We ran into difficultys making the payments. But husband went on - of that year. My husband did try to make payments on line but they would only accept the max. Last payement was -/-/-. Not sure of this payment my husband may have made it over the phone to - - collection. Midland harrassed us with repeated phone calls at least - times a day. I did send a letter to cese. The calls did stop but then started by up at a later date. My husband is on - now for 2 yrs. We have had many hardships at this time. Plus we are raising - grandchildren a girl -yrs. and a boy - yrs. old. We have had them now since - - because of this we have had very hard times. We are good people but have not had it easy. I was sent a a Civil Action Hearing notice from our magistrate from a complaint from Midland to appear on -/-/-. Which I did appear to defend myself. We could


500s of interest. I did ask the lawyer if he could lower it and he said no. I did sign a form to make payments of $ 20s a month. But that is almost too much. I do not have an income and my husbands -. And the cost of food alone is so high. My husband has had - - in 3 yrs. - and -. So it has not been easy. My stress lever alone has been high due to all this. I feel Midland is an unfair corportation to prey on good people who have run into financial difficulties beyond their control.