Banco Santander Puerto Rico Credit Card Complaint

Banco Santander Puerto Rico Credit card department,

Billing disputes Puerto Rico

I had a credit card with Banco Santander - - which I did n't use for many years, so the balance was -. They collect an annual charge of $45.00 and maybe that 's ok. but suddenly they started to charge late fees and other fees up to $90.00 I tried to negotiate with them opening a claim but they declined turn down and charge off the account for just $90.00. Practices like that are really abusive.