Review and analysis of over 8 complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 8 official complaints related to APR or interest rate. Out of the 8 consumer complaints against TD Bank US Holding Company, 25% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 25% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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TD Bank US Holding Company Credit card apr or interest rate November 27, 2016 - I haver requested on numerous occasions an interest reduction from Nordstrom Card which I believe is owned by TD Bank. Each time I have requested I am given another excuse as to why I can not be done as previously requested. I was told that " systems were down '' call us back in 30 days and we will lower it, make on time payments for 6 month and it will automatically be reduced. In my most recent discussion with a senior supervisor from Customer Service I was once again denied. I requested a full transcript from the conversation and was promised I would receive but again I was lied to. The rid... |
TD Bank US Holding Company Credit card apr or interest rate July 23, 2016 - I applied for a Nordstrom Credit Card on -/-/2016 the rates offered were as low as 11.15 % and as high as 23.15 % based on creditworthiness, before applying, I unfroze all - Credit reports, so they could review my credit history, I completed the online application which asked me minimal questions, income, length of time at my resident and annual income. With my credit score and history of accounts and length of accounts I would more then qualify for the lowest rate offered. Once I completed the online process I was immeditaily approved at a - rate which is 19.15 %. After making a n... |
TD Bank US Holding Company Credit card apr or interest rate June 8, 2016 - TD Bank offered an Introductory APR of 0 % for a - credit card they provided. I began accruing interest charges after the 2nd billing cycle. I inquired about the charges via telephone and explained that I was supposed have a 0 % Introductory rate. They denied this and that they did not offer such a promotion so I requested to have my terms and conditions for the account emailed or inquired where I could view them on my personal online dashboard. The only option was to have them mailed which took 10 days. The mailed documents confirmed in the Interest Rate and Fee Schedule ( page -, docum... |
TD Bank US Holding Company Credit card apr or interest rate June 3, 2016 - I have - with a - to 5 years. I called Target Red Card services to lower my interest rate so I can get the balance paid off. I am no longer working and can only make minimum payments. I was told that I do not qualify to lower my interest rate even though I have a perfect record of on time payments. Further your customer service representative insulted me today on - -, 2016. I told her that no one can pay the balance should I pass away before it is paid and she said " that is okay ''. I do n't want my family to be asked by the creditors to pay my debt, it is my responsibility. So it... |
TD Bank US Holding Company Credit card apr or interest rate June 2, 2016 - For the past four years, I have requested a lower interest rate from Target Card Services in order to minimize the overbearing finance charges imposed on my account. Since -/-/-, I have diligently been trying to get assistance from their guest services as I contacted them via telephone but was unsuccessful in my negotiations. In -/-/-, I submitted a written letter ( attached ) and was informed the company does not participate in these type of requests. In -/-/-, I attempted asking again via telephone, and was told a canned response that was not helpful to my situation. -/-/-... |
TD Bank US Holding Company Credit card apr or interest rate May 3, 2016 - On a cruise to - we went to Diamonds International and purchased some jewelry. To sweeten the deal we were offered a 12 month interest free credit line for about -. I paid more than the monthly payment due and never late. I just got my bill and I only had a - balance originally but it showed new balance of -. It put a 28 % rate on and over - in back interest. I called and was told too bad, the promotion expired and I was supposed to pay it off by the 12 months. I was not told I had to pay that balance by 12 months or I could be charged 28 % plus all the interest. Where their num... |
TD Bank US Holding Company Credit card apr or interest rate January 30, 2016 - Hello, This complaint is with Target Card Services [ Red Card Credit Card ]. I have contacted Target Card Services over the course of [ 5 ] consecutive years for the purpose of requesting a lower Apr, which at present still remains 17.6 %. Each year the response has been 'NO, we do not lower our rate for any person or reason '. When I explained to the Credit Service agent that I had contacted a Credit Management company in early 2015 about such possible service I was informed that an Apr of 7 % would be set for my Target Credit Card, the agent responded with 'then I would suggest that you use ... |
TD Bank US Holding Company Credit card apr or interest rate January 25, 2016 - Almost 1 year ago I purchased furniture on credit card - ( TD Bank NA ) .Account number is -. -/-/2016 I made the last payment - , after this payment my account balance became - . At -/-/2016 I called to costumer service by number -, spoke with representative - at - and closed account. After, I received e-mail that informed me that I have to pay $700.00 interest at -/-/2016. But at that time my account was fully paid off and closed, and I did not have to pay any interest, because I had no interest charge for this account for 1 year. This is attachment... |