Wells Fargo Installment Loan Complaints

Review and analysis of over 256 Installment Loan complaints against Wells Fargo

Wells Fargo consumers have reported over 256 official complaints related to Installment loan. Out of the 256 consumer complaints against Wells Fargo, 22% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 99% were processed in a timely manner. 25% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.

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New Installment Loan Consumer Complaints


Wells Fargo Consumer Loan managing the loan or lease

February 1, 2016 - I bought furniture at - - - on a 0 % loan that they offered me. Approximately $1200.00 of furniture. I made timely payments. - must affiliate with Wells Fargo, because my statements come with Wells on it. My statement I just received has a " previous balance of $810.00 '' and charges me $360.00 of interest. Now my balance is $1100.00 at 27.99 % interest. I called Wells and spoke to a supervisor. The supervisor made a concession of a 25 % discount. I paid what she requested in entirety just now in order to get this 25 % discount via my bank routing number ( I paid her $1000...

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Wells Fargo Consumer Loan managing the loan or lease

January 24, 2016 - I called and emailed Wells Fargo Several times asking them to send me via mail or email a statement I started this in - of 2015. Each time I called them I paid exactly what they asked me to pay and reiterated that I was NOT receiving a statement of the account. I went to use the card at - - in - OH and was told that the account was locked. I called Wells FArgo, paid off the baLANCE AND CANCELED THE CARD. i DID NOTHING WRONG IN THIS SCENARIO ...

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Wells Fargo Consumer Loan taking out the loan or lease

January 21, 2016 - I purchased some jewelry in - from -. The merchant facilitated the financing through Well Fargo. The creditor never provided me with a Credit Score Disclosure. ...

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Wells Fargo Consumer Loan managing the loan or lease

January 20, 2016 - I have been cheated by Wells Fargo! They were to set me up on an interest free payment plan, and I trusted them to do that. However, they set me up on a payment plan that took me way beyond the interest free date and even though I paid more than was required each month, I 'm now stuck paying almost $300.00 in interest, as well. Wells Fargo really sucks! I will avoid doing business with them in the future. ...

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Wells Fargo Consumer Loan managing the loan or lease

January 14, 2016 - -/-/17 I ORDERED furniture from - - - ( - ) in - - UT. The furniture was to be paid for with an - - - DBA - Bank. I was required to pay for the 'Taxes ' up-front. This was done with my Well Fargo Credit Card in the amount of $100.00. Approximately a month later upon the estimated delivery date, I learned the furniture had not been ordered. In the interim I was first told the chairs were not available, then after research on my own this was not correct. A new sofa was to be ordered with the chairs. None of this happened. The 'floor model ' sofa was retained...

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Wells Fargo Consumer Loan shopping for a loan or lease

January 14, 2016 - As a Wells Fargo Business Client - I requested information on options for my company. I was asked to validate annual sales and deposits - instead of a structured solution - the Wells Fargo representative -- pulled my credit and declined the loan without a structure, a consultation, or worse yet - he did this without my written, verbal, or electronic permission. I stated in the email response to him that I wanted a structured idea of what i needed to do - I am am LLC that might switch to an - -, I have $120000.00 in home equity and wanted to start a line of credit for my 8 yea...

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Wells Fargo Consumer Loan managing the loan or lease

January 11, 2016 - When buying furniture for our new house, we got a nice 60 month no-interest loan with Wells Fargo through the store. After setting up automatic payments, which for some reason took months to start, a representative told me that it was set to pay the full amount of the loan instead of the monthly balance so we cancelled it and I set up a new automatic payment for the monthly balance instead. The next month, after making manual payments the whole time, I called in to check if the automatic payments were in place. The representative told me they would start the following month. Because I had sp...

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Wells Fargo Consumer Loan managing the loan or lease

January 8, 2016 - I received a late fee in - 2015, which was waived in - 2015. When I made my -/-/- payment, I paid the scheduled monthly payment, but did not include the late fee. Payment was made on time. Because I did not include the late fee, I incurred another late fee. When I made my - scheduled monthly payment, I did not include the late fees. Teh payment was made on time. Because I did not include the late fees for -/-/- and -/-/-, I incurred another late fee. Even though I made my schedule monthly payments on time, because I incurred a late charge once and did not pay it, I am s...

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Wells Fargo Consumer Loan taking out the loan or lease

December 30, 2015 - I wanted to consolidate my credit cards. I went to my bank that holds my mortgage. I had a - credit score and wanted to use my equity in my house to get a loan to pay off $20000.00 in credit cards. The loan officer took all the information and worked with higher loan officers. They told me to get the Wells Fargo credit card that gives back - % to the home mortgage and transfer $5000.00 to that credit card. Also, they said if I paid off the rest of my car loan, that would make the numbers work. I sold some of my father 's estate items and paid off the car. I transfered half of my -...

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Wells Fargo Consumer Loan managing the loan or lease

December 4, 2015 - I had agreed to pay Wells Fargo $150.00 a month until my account was paid in full. When the account got with in a few - I tried to call and pay it in full. I was not allowed because I did n't know the work number that they had on file since the account was several years old. The customer service people said it was fraud since I could n't give them that piece of information. I then waited for normal monthly payments to come out. It was down to $42.00 which I mailed a check in for but they debited my account $150.00. They overdraw my account and refused to give me the overdraft charged ...

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Wells Fargo Consumer Loan managing the loan or lease managing the loan or lease

December 3, 2015 - My girlfriend paid off a personal loan at Wells Fargo I had. The next month I got a statement in the mail from them with reversed charges and reversed payments which then left a balance on the account that should have closed when she paid it off. That was in -. I just got another statement with a balance of $460.00. I tried to get it resolved when the account was paid off, but was told I just need to pay it or it will go on my credit report. ...

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Wells Fargo Consumer Loan problems when you are unable to pay problems when you are unable to pay

December 2, 2015 - I am disputing the credit information being reported on my credit record by : WELLS FARGO DLR SVC/ almost $5000.00 CHARGE-OFF- - BUREAU -, - are reporting this as an involuntary repossession on - 2015. We requested a voluntary surrender of the vehicle as we had a job layoff that affected our monthly income, but they did not provide us with information to do so. They claimed to have sent us the information, but we did not receive it even after repeated attempts and multiple conversations via phone with multiple departments and persons. They finally sent us paperwork and had th...

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Wells Fargo Consumer loan managing the loan or lease

November 23, 2015 - There were - payments made for -/-/-. A wells fargo rep said she did the paperwork to skip -/-/- 's payment. I just checked and they auto-withdrew from my account for -/-/- and I was counting on having that money. ...

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Wells Fargo Consumer loan shopping for a loan or lease

November 13, 2015 - Wells Fargo Dealer Services- - -, CA -Account number : -I rescinded the car loan according to TILA Regulation Z. I have not received my payments back. I have received the title although this is because the final payment was paid early with rescission notice following days later. 20 days had passed with no notice of any objection to the courts about my rescinding the loan hence the bank has waived their opportunity to dispute their responsibilities under Regulation Z. They must return to me All payments and fees. I would prefer that they would send the value in - to the follow...

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Wells Fargo Consumer loan managing the loan or lease

November 10, 2015 - On -/-/- I bought $4100.00 of Furniture from -. The offered a 12 month interest free payment option from Wells Fargo. The order states No interest if paid in full within 12 months, interest will be charged to your account from the purchase date at rate of 27.99 %. The delivery of furniture was -/-/-. I made regular payments as required and paid the balance in -/-/-. - 's terms of the sale state all orders must be paid in 48 hours prior to delivery. That date is -/-/-. I am being charged $1200.00 of interest because Wells Fargo says the full payment was due -/-/-...

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Wells Fargo Consumer loan managing the loan or lease

October 14, 2015 - Wells Fargo never disclosed that the minimum payment that they charge on the account is based on the HIGHEST outstanding balance and once set stays the same until ALL balances are paid off. These balances were taken out on zero % with varying due dates to avoid interest if paid in full. Because of the high minimum payment, I am being forced to pay off the card BEFORE the zero is actually due. This is deceptive trade practices and is forcing both a higher minimum payment being reported to the credit agencies as well as depriving me of the 0 % benefit without any notice that this is their practi...

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Wells Fargo Consumer loan managing the loan or lease

September 22, 2015 - Making payments on time to Well Fargo. - completed a credit check and determined that our account should be closed, so Wells Fargo closed it. I am working to keep our credit as good as possible, although we are having trouble. I paid this bill one time each month and now get to pay a bill to a closed account. Very discouraging and hope to never have to deal with Wells Fargo in future once this is paid in full ...

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Wells Fargo Consumer loan problems when you are unable to pay

September 21, 2015 - I took an interest deferred loan with Wells Fargo since my air conditioner died and I had to get a new -, but did n't have enough money to pay for the installation. The company that installed it offered a home improvement credit card with Wells Fargo that was interest deferred for one year. If you do n't pay off the loan in the one year, all of the interest for the full amount of the loan is levied on the account, in my case, a sum of $1700.00. This was n't made clear to me before taking the loan. I understood that it was interest deferred for one year, but I did n't realize I 'd be penal...

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Wells Fargo Consumer loan managing the loan or lease

September 15, 2015 - It seems the bank ( Wells Fargo ) has an error in their loan management system. I had made an error in setting up my automatic loan re-payment information and inadvertently missed a payment. This triggered a $20.00 late fee in my account. No problem with that. However, when looking at my statement, I noticed that the line item that added the $20.00 late fee also incurred a $.00 cent interest in the same monthly bill. I think that is wrong and hopefully just a programming error '' and not an INTENTIONAL act to - money from consumers. Please look into it and either explain this action ...

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Wells Fargo Consumer loan shopping for a loan or lease

September 6, 2015 - I was interested in obtaining a debt consolidation/personal loan to pay off higher interest rate credit cards. I shopped around, reviewing rates at various banks. Wells Fargo ( on their website www.wellsfargo.com ) has a payment calculator for each state, with their rates, so this is what the interest rate reflected was : - for 36 months ( FL ). It does not state an APR range at all, but a fixed APR as - for - months, for the amount I was requesting. https : //www.wellsfargo.com-Rate and Payment Calculator ResultsThe following are results for Unsecured Personal Loan in Florida. Inc...

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Wells Fargo Consumer loan managing the loan or lease

September 4, 2015 - I took out a personal loan with Wells Fargo Bank using a cash savings acct. as collateral. I have had nothing but problems with WF in several of my - accounts with them to the point of ready to close all of them. I went to pay off the personal loan today and encountered MULTIPLE problems from the teller all the way to their corporate HQ. From the SENIOR teller not being able to give me a payoff amount but taking what showed as balance to directing me to call a call center then refering me to a personal banker who could not help either which had to call a loan officer to figure out how to ge...

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Wells Fargo Consumer loan managing the loan or lease

September 2, 2015 - I got the loan in - - for an emergency home repair. When I went to set up an account online to pay in -, it was VERY user-unfriendly, and I ended up having to call their customer service, and was on the phone for quite some time. I thought I had gotten it all straightened out for this month, but I also had a lot of problems this month, and was unable to access my account. Consequently, I was locked out from paying the monthly installment. When I called Customer Service again to remedy the problem, I found out I was late paying ( how would I know? I was n't able to access my account! )...

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Wells Fargo Consumer loan managing the loan or lease

August 28, 2015 - Wells fargo applied a personal loan for me without my knowing, i was forced to sign a document not knowing what i signed for and not knowing what the document is. wells fargo pulled my credit and lower my score without my consent. the unethical practice is unbelievable and the bank should be a national shame. The application number i got in the mail is -. the bankers and managers at -, MD dont know what they are doing, practice unethical account openings, elderly abusive, and take advantage of poorly english speaking immigrants. ...

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Wells Fargo Consumer loan problems when you are unable to pay

August 26, 2015 - I, consumer, attempted to settle this debt with this original creditor by sending a settlement agreement on -/-/15 ( certified letter no. - - - - - ). Consumer is seriously considering filing bankruptcy if debts can not be settled and removed from consumer 's credit reports. Consumer has not received a written response as of the date of this complaint. ...

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Wells Fargo Consumer loan managing the loan or lease

August 26, 2015 - I purchased a - in 2006. I paid $750.00 as down payment to the dealer. - weeks later dealer called and said - financing is unwilling to finance the vehicle. So I returned the vehicle to the dealer. - weeks later dealer called and said they found a financier and paid $7000.00 as down payment and purchased the vehicle. - years later wells fargo dealer services bought the company and took the loan over. I was told by the original financier the $750.00 I paid will be applied towards - car loan payments. This has been - years wells fargo claims I owe them $750.00 annd u...

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Wells Fargo Consumer loan managing the loan or lease

August 16, 2015 - They have this account listed as a charge off and it was a settlement. My former attorney settled on this account and part of the settlement was my credit was not to have a negative and be cleaned up. The bank is Wells Fargo. This was a credit card that originaly was in dispute for charges that should n't have been on it. My attorney won and settled with Wells. Again this account is settled and is listed on my credit report as a charge off, therefore hurting my credit when it should n't be. This is wrong and needs to be corrected. I do not have the last - digits of this account, it has been...

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Wells Fargo Consumer loan managing the loan or lease

August 16, 2015 - I am complaining about - accounts that I have with Wells Fargo. They have them listed as a charge off. I do not have the last - numbers due to the age of the loans. The first is - and the second is -. I have tried for years to pay on these accounts and each time I try I am told that these accounts are sold and they supply me with the name of the buyer and the phone number. I call the number and they say that these accounts have been closed and to call Wells to ask any questions. Nobody will let me pay on them and nobody will let me settle on them. They just keep calling me late mon...

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Wells Fargo Consumer loan managing the loan or lease

August 16, 2015 - This loan is with Wells Fargo. The account number is -. My credit report says that I am current, current but past - days - times. I was not. In - of - I was late with a payment. I was under the understanding that all the money that I had paid extra each month had me paid ahead and I was under the understanding that I was - months ahead. It was applied to the principal. As soon as I found out that I was late I paid the money. That is the only time that I was late and not 30 days late. They have me listed as late in -, - and - and I most certainly was not 30 days late ...

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Wells Fargo Consumer loan managing the loan or lease

August 6, 2015 - I had a business line of credit with Wells Fargo Bank. My company went bankrupt but we continued paying on the loan. Wells Fargo unilaterally discontinued our account access and sent no statements. They contacted us after - months and still refused to give us account access since it was part of our company, but they said we had to pay it since it was personally guaranteed. They still would n't send any statements or billings. Today they took over $3400.00 out of my personal Wells Fargo account. They still have not given me any written explanation of the amount, fees, interest, anything. T...

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Wells Fargo Consumer loan managing the loan or lease

August 5, 2015 - My installment loan through Wells Fargo has always been paid on time with no issues for the life of the loan. In - 2015 I was locked out of my on-line account and could not resolve the issue or log-in. Therefore I was not able to make my monthly loan payment on time as I always have. Prior to - days late, I finally spoke to someone in person ( their automation system is horrible both on-line and via phone if you do not know your account number, etc ) and told them I mailed a check and asked specifically about it being reported late. I was told that it was noted, not an issue and I did no...

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Wells Fargo Consumer loan shopping for a loan or lease

July 22, 2015 - On - -, 2015 I responded to a letter from Wells Fargo offering - a line of credit, inquiring as to what I could be approved for and at what rate ; an audio recording of that call, provided by Wells Fargo, is attached to this email as well as a transcript of relevant dialogue below. In short, I only wanted to know what rates would be available to me and made very clear that I did not agree to take on any line. After this conversation Wells Fargo began sending me information in the mail about my new line of credit and credit card ''. I contacted them and told them I never wanted this l...

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Wells Fargo Consumer loan shopping for a loan or lease

July 21, 2015 - I am currently making payments toward a loan I made with - -, which finances through Wells Fargo. I receive calls daily from Wells Fargo, even though I am making payments toward the past due balance. I pay $100.00 to $200.00 each month, I can not pay more because I have student loans, car insurance, and car payment. Furthermore, each time I pay, I do not see the balance decreasing. It can not be there interest rate because, they charge me $ - for the interest rate. ...

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Wells Fargo Consumer loan managing the loan or lease

July 16, 2015 - My wife and I took out a consumer loan with Wells Fargo National Bank -/-/-. The loan was repaid by -/-/-. We missed paying it back in a year by 10 days. Wells Fargo Bank said we owed $480.00 interest. I paid $250.00 in -/-/- and planned to pay the remaining balance in -/-/- $7.00 interest was added to the -/-/- balance of $230.00. My question is why are we being charged interest on interest? ...

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Wells Fargo Consumer loan problems when you are unable to pay

July 14, 2015 - I have a Wells Fargo Home - - loan which is due the - of the month. My - payment was due on - - and my payroll direct deposit was - -. I scheduled my payment via Wells Fargo online system for -, - when funds would be available to cover the $100.00 payment. When I received my statement several days later I found that I had been assessed a $35.00 late fee, which has increased the - payment to $130.00. When I call to ask why a late fee was assessed for a payment that was made 2 days past the due date I was told that Wells Fargo does not offer grace payment p...

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Wells Fargo Consumer loan managing the loan or lease

July 7, 2015 - I would like for your organization to investigate Wells Fargo online personal banking practices. I have - loans with the bank and continue to have problems making online payments in the amount I prefer to pay when I make a late payment. Example, I want to pay the late fee and the past due payment and their online system will not let me pay this amount to bring my account current. Their system gives me a choice pay the minimum past due amount or the past due amount, late fee and current payment due now which usually is not due until later in the month. If I pay the minimum past due amount th...

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Wells Fargo Consumer loan managing the loan or lease

July 5, 2015 - Wellsfargo financial misapplied my - 2014 payment, per - -, which led the bank to apply a late charge. My monthly payment is $64.00 but because of the one misapplied payment ( I overpay every month ) the bank, per -, was assessing late fees and placing them into my principal balance, which led to strictly late charges causing my delinquency and they continued to assess late charges almost every month there after, all to my balance which would incur interest. My understanding is that banks can not charge interest on late fees and late fees can not cause a loan to be delinquent. Th...

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Wells Fargo Consumer loan managing the loan or lease

July 2, 2015 - I am being charged a late fee each month on a purchase I made which was financed thru Wells Fargo, This was a 12 mo no interest agreement. I get paid once a month at the beginning of the month so make payment at that time so it 's not late. All of my payments are made online which states payments take effect the same day if submitted by - Pacific Time. I made a payment of $140.00 on -/-/15 which was the end of the billing cycle, but the payment did n't show up until the billing cycle beginning -/-/15 and then charged me a late fee. Each month I 've been charged a late fee and ...

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Wells Fargo Consumer loan problems when you are unable to pay

June 23, 2015 - I TOOK OUT A PERSONAL LOAN WITH MY BANK ( WELLSFARGO ) AND CAN NOT PAY I AM WORKING WITH A COMPANY TO PAY DOWN MY DEBT NOW MY BANK HAS FORCED A PAYMENT AND OVERDREW MY ACCOUNT WITHOUT ANY KNOWLEDGE OF THE PENDING DEBT OCCURRING, I FOUND OUT BY LOOKING AT MY BANK STATEMENT AND THEY HAD TAKEN A SUM OUT, I CALLED CUSTOMER SERVICE TO REPORT IT AS FRAUD, SINCE I HAD NO KNOWLEDGE NOR ANY WARNING OF THE TRANSACTION AND WAS GIVEN A CLAIM NUMBER AND A BLOW OFF GOOD BYE, ESSENTIALLY I WAS LIED TO THAT THEY WERE SENDING THE CLAIM TO THE CLAIMS DEPARTMENT WHICH I DOUBT. AND I HAVE BEEN WITH THE COMPANY SI...

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Wells Fargo Consumer loan managing the loan or lease

June 17, 2015 - On -/-/2015 I purchased a bed from - 's -. They got me their credit card from Wells Fargo bank and applied a $450.00 charge to the card. On -/-/2015 they charged me another $3800.00 This is a legitimate charge for the purchase of the bed on -/-/2015. On - Wells Fargo charged me a late fee of $26.00. It had been less than a month since the purchase - and I had not received a statement. On -/-/2015 ( when reviewing my bills ) I found that I had been charged a late fee. I called Wells Fargo and was told that the late fee would be reversed. I also paid $500.00 on the card ...

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Wells Fargo Consumer loan managing the loan or lease

June 16, 2015 - continue my refinancing, I pay off the equity line to Wells Fargo Bank, they charge unknown amount of $720.00, call they why charge, they said you are forclosure, '' I told them I pay off the Equity Line, they said that they will investigate. But I got a letter ( attachment ) listed for closure in 2008. This was muntrue, I never have forclosure. Please check in this, I do not owe them any money. Thank you ...

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Wells Fargo Consumer loan taking out the loan or lease

June 16, 2015 - RE : DELINQURNT NOTICE ON ACCOUNT NO. - The above subject refers. I recently check my credit history and found that on the - of -, 2015, Wels Fargo placed a delinquency notice on my credit report on alleged delinquent account. However, the supposed delinquent account no - was closed by Wels Fargo on the - day of - 2015, upon satisfying the balance of the said loan in the sum of $300.00 on - -, 2015. Please see copies of my - - - account statement attached as documents A and B '' as proof thereof. A cursory look of my loans ( both personal and student ) repay...

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Wells Fargo Consumer loan taking out the loan or lease

June 8, 2015 - I called Wells Fargo to report a lost credit card. The credit card had a limit of - and a balance of $0.00. While on the call I mentioned that I needed about $5000.00 for a very short time and planned to use the cash to get me through a rough spot financially for me. I did not want to tap into my investment account worth almost - due to tax consequences. I was receiving retirement and social security amounting to about $52000.00 a year. I just paid an - tax bill and was waiting to sell a house I owed that carried no mortgage. This information was all given to the loan officer I ...

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Wells Fargo Consumer loan managing the loan or lease

June 4, 2015 - My bank mailed a check to Wells Fargo on -/-/15. I have confirmation and can send you an image of it. Wells Fargo claims the mail did not arrive until -/-/2015. The payment was due on -/-/15. Wells Fargo charged me $38.00 for a late payment and will not waive the charge. ...

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Wells Fargo Consumer loan managing the loan or lease

June 2, 2015 - Wellsfargo bought out the prior company that managed Dillards and I was no longer getting my bills. Account was paid off during transition and then I made a purchase but never received the bill. Now they are reporting it late. A lot of my info did not transfer over from the - company to WF ...

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Wells Fargo Consumer loan managing the loan or lease

May 8, 2015 - As a Wells Fargo checking, savings and auto loan account customer, I was repeatedly solicited to open a secured credit card account. In -/-/-, I placed $6000.00 collateral into a Wells Fargo account and used it for a few months. On -/-/-, I paid the outstanding balance of $5900.00 in full and called Credit Card Customer Service at - to confirm that that the account was paid off. I was informed on a recorded line that my collateral deposit would be transferred into my Wells Fargo checking account within 6 weeks. On - -, I still had not received it, so I called same number...

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Wells Fargo Consumer loan shopping for a loan or lease

April 27, 2015 - My wife and I have been customers of Wells Fargo for several years. A few months ago, my wife approached Wells Fargo about a consolidation loan to try to better manage our credit card debt. The financial advisers from - worked out a deal where we would get a $55000.00 consolidation loan, with a bridge loan of $20000.00 to enable her to start consolidating cards. The key to getting the bridge loan, however, was guaranteeing it with $20000.00 dollars from my Mother-in-Law 's estate, which my wife manages. So, under the express advice from the Wells Fargo financial advisors, my wife with...

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Wells Fargo Consumer loan taking out the loan or lease

April 21, 2015 - Applied for $ 50K HELOC from Wells Fargo on - -, 2015 and was conditionally approved - -, 2015. Several documents were requested as part of the loan process and I requested on - -, 2015 and explanation of what/why some of the documents were needed, I received no reply only that I was delaying the process. In particular, a declaration page of insurance was requested on the home which I sent. - -, 2015, I talked with the loan specialist, -, who suggested I talk with the local branch banker, -, as to changes in my checking account that - lower my interest rate, as...

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Wells Fargo Consumer loan problems when you are unable to pay

April 17, 2015 - The Bank would not negotiate a lower payment or balance of the loan for pay off to help my Mother, a senior citizen who can no longer make her payments due to her financial status. She is willing for a reduction in payment and/or loan amount, but since My father 's death she does n't have the income to pay and keep the loan current. Her balance has continued to go higher rather than lower even though she has been making her payments since his death in 2006. ...

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Wells Fargo Consumer loan managing the loan or lease

April 17, 2015 - I need some help, back in -/-/- a loan through Wells Fargo was closed out, it has been six years and now - has re reported the data as of -/-/-. I have disputed with - with no resolution and even called Wells Fargo which stated because my mortgage was closed in -/-/-, they have no record of it in their current system. When I asked how I could get this report date corrected, the Wells Fargo representative said I would have to submit a letter. I had submitted a letter/ dispute with - for Wells Fargo to change the original report date to -/-/-. The Wells Fargo rep sai...

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Wells Fargo Consumer loan managing the loan or lease

April 6, 2015 - Wells Fargo has apparently been charging us late '' fees that are actually early '' fees because we are paying too early. We set up auto pay to be synced to my wife 's pay cycle, but Well 's Fargo decided this was too early in the month so just started racking up $35.00 fees without any correspondence or notification of an issue. Is this legal? We have many consumer credit accounts and no one has ever penalized us for paying too early. ...

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