CIT Bank National Association Home Equity Loan Or Line Of Credit Complaints

Review and analysis of over 39 Home Equity Loan Or Line Of Credit complaints against CIT Bank National Association

CIT Bank National Association consumers have reported over 39 official complaints related to Home equity loan or line of credit. Out of the 39 consumer complaints against CIT Bank National Association, 28% were disputed by the consumer (i.e. the consumer was not happy with how CIT Bank National Association responded to their complaint) and 90% were processed in a timely manner. 0% of consumer complaints against CIT Bank National Association resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 10% resulted in non-monetary compensation.

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New Home Equity Loan Or Line Of Credit Consumer Complaints


CIT Bank National Association Mortgage loan modification,collection,foreclosure

May 17, 2016 - Good Evening- in - I received an approved loan mod with my first lien holder and then in - I reached out to my 2nd lien for a modification ( HELOC ). I called 2nd lien and was advised to send in a written request and a copy of the 1st lien approval. I was never acknowledged after several phone attempts. Last month I reached out to the 2nd lien again proposing a settlement offer. I was informed for the first time that my loan had placed with a collection company. When I contacted them andprovided the requested documentation I was declined the settlement offer. When I asked about the other...

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CIT Bank National Association Mortgage loan modification,collection,foreclosure

March 30, 2016 - I purchased my home in - due to my mother getting older she moved in to our home. In - I wanted to refinance my home and it was then that - of - offer us a reverse mortgage for I was using my mothers income .. I had no idea of how the program really worked. I was concern that there was no payment and that we had not received any money in our hands. However, there is no mortgage payment and my mother passes on in -. I sign all the paper work at the table closing with my attorney and the bank attorney. It is my understanding that I am on the note and the deed. I had hire an atto...

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CIT Bank National Association Mortgage loan servicing, payments, escrow account

March 26, 2016 - After the market crash -, we were in put into financial stress to manage rental house properties and our own personal home loan mortgage. Our attorney advised us to file for bankruptcy on the - rental homes and the - on our house. During this process our attorney, recommended we delay the filing as to improve our outcomes on the bankruptcy. Because we followed this advice, we unfortunately lost our - rental properties ; - through a foreclosure and the other - through a short sell. We informed by the attorneys that we had reached the statue of limitations on our all of our loa...

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CIT Bank National Association Mortgage loan servicing, payments, escrow account

February 26, 2016 - I have had an account with the company ( OneWest Bank ) who has held my - mortgage ( HELOC ) since 2006. I have excellent credit and have never had a late payment reported until last month by OneWest/CIT. I paid through their web portal as I have the prior 100+ times previously. The transaction went through without issue. I did not capture a copy of the confirmation. I received zero communication from them that a payment was in arrears. I was notified by my credit monitoring that my score had changed and immediately paid what they showed to be in arrears and called them. They told me that t...

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CIT Bank National Association Mortgage settlement process and costs

November 19, 2015 - Mortgage Loan -To Whom It May Concern : I have submitted settlement offers regarding the above loan to Indymac Mortgage Services five times since -/-/-. On -/-/- I received a counter offer from Indymac in the amount of $19000.00. I agreed to this offer and was in the process of arranging a wire transfer when the account manager, - - stopped returning my calls. I was able to contact - again on -/-/- and was told to resubmit the $19000.00 offer in writing which I did. I never received a response. On -/-/- I received a call from - - informing me...

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CIT Bank National Association Mortgage loan modification,collection,foreclosure

July 14, 2015 - My property is in foreclose and the banks have not been cooperating with loan numbers or payoff information. I have lost at least - sales and been threatened lawsuits against me for money damages because I could not get loan numbers in order to get payoff information so I could close. The bank wants my property and refuses to cooperate in the sale because I have equity in the property. It took me two years before I could find out the loan number on the -. I now have another offer and the bank is now telling me that they can not find the file. They want it to go to sale so they can steal ...

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CIT Bank National Association Mortgage loan servicing, payments, escrow account

May 29, 2015 - For - months I have been trying to access my OneWest on-line account to make a payment. I was locked out of the account and OneWest will not assist with helping to re-set the passwords! I 've called, and made requests in writing, to no avail. I 'm now sending payments based on my recollection of what past payments have been, and am unable to view the account to see if those payments are over or under the amount due. My last payment of $800.00 was sent on - -, which should have been more than enough to cover what was due. On - - I see a - days past due ' come up on my credit...

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