FCI Lender Services Inc. Conventional Adjustable Mortgage (Arm) Complaints

Review and analysis of over 20 Conventional Adjustable Mortgage (Arm) complaints against FCI Lender Services Inc.

FCI Lender Services Inc. consumers have reported over 20 official complaints related to Conventional adjustable mortgage (ARM). Out of the 20 consumer complaints against FCI Lender Services Inc., 15% were disputed by the consumer (i.e. the consumer was not happy with how FCI Lender Services Inc. responded to their complaint) and 95% were processed in a timely manner. 0% of consumer complaints against FCI Lender Services Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Conventional Adjustable Mortgage (Arm) Consumer Complaints


FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

March 2, 2017 - We have been trying to negotiate with the holder of our mortgage loan FCI Lender Services in -- but are being stonewalled and given false information while they work to auction off our home we have owned for 50 years. FCI has claimed that since they are a private company that they are not bound by any federal or regulatory guidelines that govern mortgages. Based on earlier complaints we had registered with FCI, they agreed to open a review and issued a denial letter on - -, 2017 ( uploaded ). In the denial they state that they will not use my wife 's income because " unable to coun...

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FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

February 27, 2017 - Lender and servicer are in violations of the CA HBOR. They acknowledged that they received a complete modification package from us. After a day, they decided to deny us for the loan modification. They never fully reviewed the loan mod package and never suggested and discussed with us the alternative options to prevent foreclosure. They made clear their decision to deny us for the loan mod is final and subject to no further appeal. They never stopped the foreclosure sale date while we are seeking for the approval of the loan modification option. Thank you....

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FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

December 7, 2016 - I am facing foreclosure on my wife 's family home that they have owned for 50 years! I feel that I am a victim of unethical lending and servicing practices by the mortgage company FCI Lender Services in -, CA. They claim that since they are a private company that they are not bound by any type of federal or regulatory guidelines that govern mortgages and have refused to fairly negotiate with me. They have added on thousands of dollars in junk fees and disputed escrow fees and are telling me that I owe them $520000.00, even though my original 1st loan amount was only $300000.00. I have b...

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FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

October 17, 2016 - I - -. would like to make a complain against F C I lender Services Inc.. for not allowing me a loan modification on my mortgage i am asking this company to give me a loan modification, so i hired attorney to get my loan modification, which is money i do not have to give, and i need, to get my loan modification, i need your help your help as soon as possible please, i have a sale date for -/-/2016....

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FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

August 29, 2016 - House is scheduled for foreclosure - -, 2016, the foreclosing lender is not in the chain of title for this alleged loan and in fact it appears that the alleged loan and mortgage or invalid. Attempts have been made to resolve the problems with this current " stranger Lender '' but they simply refuse to cooperate. They have never attempted to resolve the debt, make attempts to restructure or otherwise work with the homeowner. Additionally this is an 80/20 loan and the homeowner never received the 90 day letter or any other statutorily required opportunities to resolve this alleged debt....

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FCI Lender Services Inc. Mortgage application, originator, mortgage broker

May 2, 2016 - Under 12 CFR 1024.38 ( b ) ( 2 ), the servicer must properly evaluate loss mitigation applications by providing accurate information regarding loss mitigation options available to the borrower and ensuring that a timely review is made of said application. The procedures must also comply with 12 CFR 1024.41. I made an application for a loan modification and it was not fairly or properly processed. It was denied based on erroneous information. On or about - -, - I requested a loan modification from FCI Lending Services , Inc. On - -, -, I received a letter from FCI Lending Se...

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FCI Lender Services Inc. Mortgage application, originator, mortgage broker

April 4, 2016 - I contacted FCI Lender Services on - - by phone and spoke with a - - at Extension - who informed me that I FCI Lender Services provides the negotiations for Loan Modifications and that I needed to put together the package of information and send it to them via fax or mail. I submitted my loan modification application and completed their questionnaire on - -, 2016 via fax and also by USPS with receipt requested delivered on - -, 2016 and signed by a - -. Today is - -, 2016 and I have not received any response to those my Loan Modification request or acknow...

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FCI Lender Services Inc. Mortgage loan modification,collection,foreclosure

December 7, 2015 - Hello CFPB, I would like to bring to your attention an injustice matter that I have encountered concerning my home of 33 years with different mortgage companies. I 'd worked for - in -, - for approximately 15 years. Due to an on the job injury, I began having problems with my legs and was placed on light duty for a number of years before I was forced to quit, in - -, due to unable to completely perform the job task, per new management. During the next couple of months I received unemployment, but really struggled to pay my bills and got extremely behind. Fortunately, I was appro...

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FCI Lender Services Inc. Mortgage loan servicing, payments, escrow account

July 1, 2015 - In -/-/- my spouse, - - and I, - - filed bankruptcy which was paid off and released in -/-/-. -/-/- we were informed that the loan was sold from Homecommings to FCI. Discussion with FCI I was informed that they purchased the loan seriously delinquent. I informed them that the information was incorrect. I continued to pay FCI awaiting a discovery of documents until -/-/-. FCI has refused to work with me insisting that the was purchased approx. -. I requested documentation from the bankruptcy trustee which shows that the loan had a balance of approx. - at th...

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