M&T Bank Corporation Conventional Fixed Mortgage Complaints

Review and analysis of over 22 Conventional Fixed Mortgage complaints against M&T Bank Corporation

M&T Bank Corporation consumers have reported over 22 official complaints related to Conventional fixed mortgage. Out of the 22 consumer complaints against M&T Bank Corporation, 23% were disputed by the consumer (i.e. the consumer was not happy with how M&T Bank Corporation responded to their complaint) and 100% were processed in a timely manner. 5% of consumer complaints against M&T Bank Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Conventional Fixed Mortgage Consumer Complaints


M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 29, 2017 - The lender failed to provide the required notice of additional required documents within five ( 5 ) business days in violation of Regulation -, 12 C.F.R. 1024.41 ( b ) ( 2 ) ( B ). Therefore, this client 's application was entitled to be treated as facially complete pursuant to Regulation -, 12 C.F.R. 1024.41 ( c ) ( iv )....

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

March 24, 2017 - On -/-/- I paid off in full, including late fees, a residential mortgage held by M & T Bank and was given a receipt for the payment. M & T however did not record the payment until -/-/2017 and notified credit companies that the mortgage was more than 30 days delinquent. My credit scored dropped by approximately - points and credit card companies reduced my available credit to almost -. I have discussed the mistake with 5 different representatives of M & T. Depending on the rep I spoke with I was told a ) there was nothing they could do about it ; b ) I had to contact the credit ag...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 23, 2017 - I my home was wrongfully taken from me and I have written you all several times...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 14, 2017 - According to Colorado Revised Statute - ( - ), in the case of a foreclosure sale by the Public Trustee, a sale date can be no less than - calendar days nor more than - calendar days after the date of recording of the notice of election and demand, which is this case was recorded on -/-/-. Also, according to Colorado Revised Statute - ( - ) Dual Tracking Prohibited Defendant received confirmation from servicer, M & T Bank - during the first week of -/-/- ( letter dated -/-/- ) that a loss mitigation application had been received and that it was complete. In...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 13, 2017 - Good morning, A law firm was hired for $5000.00 to handle a foreclosure matter from Hudson City Savings Bank against -. Hudson City looked to do a modification, every requirement they asked for I submitted to them. Every appearance for court the law firm and myself showed up. ( Their theory for denying the loan modification was that they were too small of a bank which was indicated to me ). As the case move forward the law firm asked for another $1500.00 and I submitted it to them. At a point, when I was n't hearing from the law firm, I emailed them to see what was going on with the cas...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

December 6, 2016 - I applied and received a mortgage on a bank-owned house in - Ohio last - 2016. I also received a - loan with this home. I had a contractor, who arranged for the work, and I signed the contract, not aware that things were missing. The basement and crawl space has frequent water, has damage, and was not listed on the original paperwork. I was not present to ask about those things at the time. Contractor turned out to be unsavory, even though vetted by my local mortgage company. Mortgage was then sold to bank in New York. I have not drawn on the loan, but keep paying. Bank seems 'stuck '...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

December 3, 2016 - Dear Sir/Madam : Loan # - I am asking for your assistance with resolving multiple issues with M & T Bank. The attached letter to M & T bank lists the issues that remain unresolved despite several attempts to resolve them with M & T bank and - Mortgage services who is the mortgage service company. The loan defaulted and foreclosure proceedings was stopped when a modification agreement was offered by - and was accepted and successfully completed. Now M & T Bank is not honoring the modification agreement monthly payment amount. M & T has suddenly increased the monthly payments from $3...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

November 18, 2016 - To whom it concerns, I have tried to pay the mortgage in full to this company. Their lawyers wo n't return my messages. In addition, instead of taking the money they have left threatening notices to change the locks on the doors and sent me a text message threatening me with eviction. I would like to speak with someone ASAP. It 's about money, right? Here it is then. Thank you, - ) The Full name does n't fit in the required placement. It is Wilmington Trust, National Association - Ny - Aliases : NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR -...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

November 9, 2016 - I 'm being charged a - - - fee. I called my mortgage company and they could not explain. They said they would call me back....

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M&T Bank Corporation Mortgage settlement process and costs

May 20, 2016 - There are two complaints. One against - Mortgage, and the other against M & T Bank. - sold the mortgage to M & T.- stated in their response to my complaint they are waiting on documents showing my payments since -/-/- and insurance amounts to M & T in order to resolve the issue of not paying my escrow account in full in -/-/-. M & T signed the certified request I sent asking for the documents ( -, signed by - - M & T ) .M & T told me on - they have not received any letter from me.I have the certified return reciept # -.Both compaines have caused grievous harm ...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

May 18, 2016 - We have a mortgage for our property located on - - - in - - CA. with M & T Bank. I send mortgage payments from - - - online payments regularly. The M & T Bank is asking for late chargers, even though - - - processed ( delivered ) payment on - -, 2016. Please see attached report from - - -....

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M&T Bank Corporation Mortgage settlement process and costs

May 18, 2016 - Paid off mortgage in full on - -, 2016, received a deed of reconveyance which was incorrect according to the State of Alaska Recording office. The Recording office sent it back with instructions on how to do it correctly on - -, 2016. I have still not received the corrected deed of reconveyance from the mortgage company and neither has the recording office. It has been almost two months....

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

May 12, 2016 - We fell behind on our mortgage because I had -. I started the loan modificaiton process about a year ago. I submitted everything that was asked and was denied at first, then offered a repayment plan way beyond our budget, reapplied and was finally approved for about $100.00 less than my original mortgage payment. I entered into the 90 day trial and made my first two payments on time. Right after I made the second trial payment with about 31 days left in my trial payment period I was called by my bank which is M & T Bank and advised that there was an issue with my title. They advised there...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

May 3, 2016 - M & T mortgage is billing me for things, increasing my payments then charging me late fees. M & T stated my home owner insurance lapsed due to lack of payment. My insurance agent stated it did not lapse. My payments are done thru escrow so it is paid by the mortgage company. If it was n't paid then they did n't pay it. My insurance agent says it was paid and never lapsed. I did change insurance providers thru my agent for a better rate and additional coverage. M & T charged me $4300.00 for lack of insurance then did a partial refund of $2900.00. They have done escrow assessments every 2-3...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

April 28, 2016 - My wife and I co-signed on a mortgage for our niece and her husband. My niece had financial problems and was not making her mortgage payment on time. The mortgage company never once contacted or attempted to contact myself, my wife or my nieces husband. I only found out about the major delinquency when I went to check my Friday score. We have helped them get the mortgage up to date but the mortgage company refuses to reverse the negative data on myself and my wife 's credit. My problem with this is we were never notified so we had no way of defending ourself or helping get the delinquent mortg...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

April 12, 2016 - I had/have been trying to get a modification of my mortgage since -. I kept asking and asking to no avail. Hudson City Savings Bank said that since they did not take any " - '' money I ( and every homeowner through HCSB ) was not entitled to any of the government programs that COULD AND WOULD have SAVED my house. I 've now spent $15000.00 on an attorney for the past 2+ years ( and I am on - and get a small amount ). My house is now up for Sheriff 's Sale. I am now trying to get a modification through M & T Bank who bought out/merged with HCSB I do not know what will happen with M & ...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 23, 2016 - I have attached all the documents regarding my dispute claim against M & T Bank with respect to mortgage account number -. Please be advised that I was never made aware, either by M & T representatives, whom I was in constant daily telephone contact, or the home appraiser, that I was responsible to pay the cost of $38000.00 for the home appraisal. I only became aware of the charge the following month when I saw the charge added to my monthly mortgage payment. Since then I have been approved for a reverse mortgage and the balance of the mortgage loan has been paid off, and the service fee...

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M&T Bank Corporation Mortgage loan modification,collection,foreclosure

March 23, 2016 - I 'm writing to you in need of help because foreclosure complaint has been filed against me. I here by submitt the facts for your review and assistance for my loan modification pending with M & T Bank. Here are the reasons why : 1. Failure to respond to Foreclosure complaint within the time frame with advice given to me by my servicer 's - - - -, -, representative - - stating the Modificiation would be approved in the immediate future, which was totally misleading and has jeopardized my standing and rights in the Florida Judicial System. 2. Plaintiff violated Federal Law w...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

March 22, 2016 - In the midst of refinancing at another bank, my current mortgage was picked up by another bank thru an acquisition. The new bank is M & T bank. They marked me late for a mortgage payment. The month prior I set up a draft, which was taken out 4 days late. No issue with the bank. The next month it was never taken out. I attempted to login to the banks online service & was blocked. I have a print out of this. The payment is due, per the invoice on -/-/-. In this case - -. They marked me late - -. Interestingly, there was no late fee, but I was late for credit purposes. I learne...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

February 29, 2016 - My Mom passed away in - -. Her mortgage company, M & T bank, refuses to give me any information even though I am on the original mortgage and the title to the house. The house has been sold in - and the mortgage paid in full. I am asking for the -, and a refund of the escrow account. They refuse to do anything. They have NOT sent these documents out at all as we had the same address before she passed. Even if they sent this to her home address, it would have been forwarded to me. I believe the law is 30 days from payoff for the escrows, and -/-/- for the -. We have rece...

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M&T Bank Corporation Mortgage loan servicing, payments, escrow account

February 25, 2016 - We recently bought a house. closed on - -. Our mortgage is serviced through M & T bank. Our first tax bill was taken care of by the title company who collected that money at closing. Our bank paid the tax bill as well resulting in our escrow being negative balance. We callled immediately telling them what happened and that they need to get a refund from town. A week later they received the refund, but are still telling us that we owe them the money for the negative escrow. we are NOT paying this. it is completely unfair. ...

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M&T Bank Corporation Mortgage settlement process and costs

February 15, 2016 - ***This is my 2nd complaint against M & T bank for deceptive mortgage practices On - -, - I filed for Chapter - bankruptcy and surrendered my house located at - - - - - - FL - as part of the bankruptcy. The mortgage was held by - Bank. My mortgage with - - - in the amount of $150000.00, Account # -, was discharge in Chapter - bankruptcy on - -, -. The amount was reduce to zero and I am no longer financially responsible for the mortgage. On - -, -, after the mortgage was discharged and I was no longer financially response fo...

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