Review and analysis of over 142 Credit Card complaints against SquareTwo Financial Corporation
SquareTwo Financial Corporation consumers have reported over 142 official complaints related to Credit card. Out of the 142 consumer complaints against SquareTwo Financial Corporation, 21% were disputed by the consumer (i.e. the consumer was not happy with how SquareTwo Financial Corporation responded to their complaint) and 100% were processed in a timely manner. 21% of consumer complaints against SquareTwo Financial Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.
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SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt January 20, 2017 - I requested verification of debt and no information has been received. I need signed documents that I entered into contract with CACH LLC.... |
SquareTwo Financial Corporation Debt collection false statements or representation attempted to collect wrong amount January 19, 2017 - This complaint is against CACH , LLC, dba - & -. Funds were levied from an account to which I have no financial interest & which contained the direct deposit proceeds of my mother 's social security benefit payments. The funds taken exceeded the maximum as stated. Funds were not posted or forwarded as I was told had been done and were held for a period of two years after seizure. Both organizations failed to respond in a timely manners with accurate information to my requests or to the requests made to each other resulting in an erroneous accrual of interest and continued damage to my cr... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2016 - I did hold a credit card account with - issued by - Bank from -/-/- till -/-/- when it was closed. On -/-/- was the last payment made on the card showing - balance. Since -/-/- till -/-/- there was no activity on the account. During the months of -/-/- I have received a notice from a collection agency that I owe them $690.00 that they claim I did not pay -. When asked to prove the charges no one was able to produce said charges because they never existed. Since 2011 till now I have not received what I have requested but said information was reported ... |
SquareTwo Financial Corporation Debt collection communication tactics threatened to take legal action October 26, 2016 - I 'm trying to refinance my home and I was told I have a judgement against the property. No idea., I have lost so much since the housing meltdown. My business and property and lost my job. Finally have a job underpay. I have so much going on., now this cach LLC sue me claim they serve me., which is not true. Now - told me they ca n't continue till the judgment is clear. I do n't know What to do., they file the judgment -/-/-. I believe it was charge off by - -/-/-/-/-/- Please help me... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid May 26, 2016 - I paid my debt owed to Cach LLC -/-/2012 and recently received a letter from the - county circuit court notifying me that they were attempting to garnish my wages. I called the attorneys office that was representing Cach LLC to explain that the debt was paid over 4 years ago and had all my documentation including the original debt collection letter with the settlement offer and a copy of my bank statement and cleared check from the company that indicated the debt had been paid. The attorneys office acknowledged that they could see the payment had been made, therefore Cach LLC was fully aw... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action sued w/o proper notification of suit May 20, 2016 - CACH LLC has default judgment against me for a - - Credit Card debt. I was - served or notified I had been sued and a lawauit pendingpending. Had I received notice I would have responded! I would have disputed the debt, /collection practices, business accounting errors and amount owed and refusal to credit payments and/or requested mediation. Would have done anything to prevent a default judgment against me!? It was a debt incurred only by dental work I needed. My dentist promoted and signed me up for - - - I had no dental ins or any other way to pay for dential necessities s... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid May 19, 2016 - Several related complaints : 1. Cach , LLC purchased the original debt from - ( managing company for - - - ) 2. - - was the attorney collecting for Cach , LLC. 3. - successfully began a wage garnishment from my employer. In a discussion I had with this company, they lied about the original amount and said they were asking for $250.00 per month. The amount is actually $250.00 per biweekly pay period. This should be available on the recorded line we spoke on. -. - - - somehow became the new debt collector, taking over for Cach , LLC. in the collection proce... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 28, 2016 - I received a letter from - - representing CACH LLC on an account being claimed was sold to them by - - -. I contacted CACH LLC in - with documentation supporting that the original creditor was - - on account that was compromised in -. The charges were removed and the account should have been closed as Paid in Full. During this time - - went into bankruptcy proceedings with assets going to both - and - - -. In a system transfer the - account was given to - banks with a system error transfer of fraudulent charges from - -. Both - and -... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine January 12, 2016 - Judgment with Reference # -, reported on -/-/2012 appears on my credit reports. Base on understanding, I do n't remember being served. I am writing this complain so that this judgment can be justified and/or removed from my credit reports. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 29, 2015 - While checking my reports I noticed in the collections area an entry from Cach LLC opened - - for a debt that is not mines. I 've had no communication from this company concerning this unvalidated debt and I 'm sure there has to be a mistake. ... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt December 29, 2015 - -/-/- I received a court document showing a lien against me in California. I live and work in - so this envelope came to my parents house by regular mail. I emailed CACH asking for proof of it being my debt ... no answer. I gave permission for Cach to negotiate pants with mom ( revolving acct opened -/-/-- no pmt made since -/-/-. They would not agree to payment plan or negotiate a lesser amount. 5 days later, with no notice, $2000.00 was removed from my bank account and I am now stranded in --with no $ $ to return to work after the holidays in -. Does all of this s... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 24, 2015 - The - - -, -. law firm is representing CACH , LLC in collecting a debt I do not owe. The name on the account is not my legal name and I believe the account was created from identity theft. A judgment for $160000.00 was granted against me. This has been a series of long and never ending harassment events over the past 2-3 years. I have pending complaint against - - - with the Oklahoma Bar Association for unethical behavior. Also, I have provided a valid and notarized ID Theft Affidavit to - - -, -. law firm. I seeking all monies garnished and collected from me... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt November 19, 2015 - CACH violated FDCPA 1692-I by filing in the wrong jurisdiction which was - -, GA case on -/-/- and dismissed on -/-/- while the case was being held in - - GA as of -/-/- under. case. It was time barred from giving the chain of custody given to validate party in interest under case in -/-/-. FDCPA 1692F -K the frequency and irresponsibility of follow Federal debt collection guidelines in - different incidents when it had opportunity to product the documents to validate it as party in interest it failed to do so from -/-/--/-/- showing persistence an... |
SquareTwo Financial Corporation Debt collection improper contact or sharing of info talked to a third party about my debt October 22, 2015 - CACH holding has not contacted me in the 2 years of debt that I have owed them. I have not received a single phone call or letter from this agency. My credit report shows criminal activity '' and other key issues that are currently denying me from receiving an auto loan. I have been trying to resolve this issue for over a year, with extreme persistence through the last month. I have not been able to find any contact information about this holding company and my current debt is affecting my ability to acquire a loan for a car that, due to my location of residency, I desperately need in order t... |
SquareTwo Financial Corporation Debt collection false statements or representation impersonated an attorney or official October 22, 2015 - Hi, I had a financial situacion on - and I owned $1700.00 to - - I couldn'n pay because I loose my job. The bank made a charge off on - -. After that CACH , LLC AND - ; opened a judgment case # - and they order a earning withholding. I already pay the amount of $3500.00 and the last withdrawal was on - - -. Until this date they have n't report to my credit file that I already pay the full amount. This situation is affecting to my credit record because I tried to buy a house and the lender wants the information about the case. Please can you help me with this m... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt October 10, 2015 - I never had a credit card that was in this large amount of $13000.00. I did have a card in 2006 but it only had a limit of $5000.00. They would refuse to accept any of my offers to pay them smaller amounts. I have no proof that this was the same card. This debt has been sold over and over and CACH , LLC has harassed and scared me with letters over the years. I never received any phone calls and now I am receiving a summons to garnish my wages! I have no job and - children. I have a bank account set up under my father that I do not want them to touch. This is his money, not mine. ... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt October 1, 2015 - I asked for initial application showing where i signed for this debt non produced.The debt collector stated the name as -.My name is -.Im currently - i didnt open this account i think the info is mixed up.Please delete off my report.Im currently qorking with debt doctors and filing bankruptcy.I have no success to get off my credit ... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt September 20, 2015 - None of the above problems describes by issue. I have a charged off debt owned by a company called CACH LLC. In - 2015, I was contacted by Fresh View Solutions about a payment arrangement. I agreed to pay - per month on the - for six months. After that, we would renegotiate a new payment amount. The amount of the payment is not in dispute. My ex-wife, at the request of the -, needs a copy of the original payment agreement arrangement and Fresh View refuses to furnish this information after numerous requests. They have provided a payment history and a letter stating that the payment... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action threatened to sue on too old debt September 15, 2015 - I got a voice mail from a - - at - ( sp? ) - - in - threatening me with legal action and that they were sending someone to my house to serve me with legal documents and I need to call the Litigation Office '' at : - with reference number : -. I called this number and they said they had a Lawsuit filed for a - ( - - ) and I have to pay them - '' amount in order to stop this Lawsuit. I explained to them him I am permanently - and am Social Security -. He did NOT care and was E-TREMELY rude, intimidating and threatening, then he hung up on me! This -, ... |
SquareTwo Financial Corporation Debt collection false statements or representation attempted to collect wrong amount September 4, 2015 - I 'M BEING GARNISHED BY A DEBT THAT IS NOT MINE-THEY REFUSE TO GIVE ME ANY INFORMATION ON THIS DEBIT. NOW I 'M RECEIVING AGAIN THE SAME COLLECTION NOTICE ; DIFFERENT COLLECTOR NAMES WITH DIFFERENT DOLLAR AMOUNTS FROM THE SAME SO CALLED ORIGINAL CREDITOR : FROM : - - COLLECTION BUREAU, -, - - - - - - - - AND CACH , LLC. YES ALL - FOR THE SAME DEBT.THIS MEANS THEY WANT TO CONTINUE TO SUE ME - TO - TIMES FOR SOMETHING THAT IS NOT MINE. HOW DOES - AFFORD A LAWYER WITH THIS?? THIS DEBT IS NOT MINE AND I NEED THIS STOP AND IF I COULD I WANT TO SUE ALL OF ... |
SquareTwo Financial Corporation Debt collection improper contact or sharing of info contacted employer after asked not to August 22, 2015 - Cach LLC ; Contacted me at my employer -. I ended up having to speak to a representative once because I answered the phone while working ( that was part of my job title ). The other occasion was calling my employer to asking for me and representitive leaving a number to call back. They have also, found a family members number and called them asking for information about me, luckily they denied knowing me. I have now been sued by them, even though ( through much headache and research ) I discovered the court papers were delivered to a wrong address and sued in a county that I never resided i... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 19, 2015 - they keep collecting debt that 's not mine they took me to court and stopped the case because they forged documents signatures etc. so they agreed to stop all collections now they put it back on my credit report. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 18, 2015 - This credit card account is just now coming to my attention. I did not open a credit card through - bank based out of Nevada at any point. ... |
SquareTwo Financial Corporation Debt collection false statements or representation attempted to collect wrong amount August 3, 2015 - THIS COMANY IS REPORTING A NEGATIVE REPORT ON MY REPORT AND I HAVE ALREAD YED THEM PLEASE REMOVE FROM MY CREDIT THANKS ... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action sued w/o proper notification of suit July 26, 2015 - I requested verification of debt owed on - -, 2014 from CACH , LLC via certified USPS letter which was signed for and accepted on - -. CACH , LLC did not respond to the request and has now threatened to sue me and continues to harass me in person ; they sent an individual driving - sedan to follow me when I am walking my dog and constantly take pictures of my roommate and I even after we requested that they stop. ... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action attempted to/collected exempt funds July 18, 2015 - I was sent an unsolicited credit card from - - - -/-/-. Shortly after, I was laid off from my job due to the economy and was unable to find a job for over a year so I used the card for gas & food during that time. I soon fell behind in the payments and most of the card debt was late payments and penalties. Unfortunately I had moved and I forgot about it when I started working again. CACH LLC bought the debt years later and sued me. I tried to explain my circumstances, that I was in school and did not make very much money and that I owned nothing. I 'm still driving the - Impal... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine July 12, 2015 - In - I received a letter from the law firm - for demand of a - account that I never opened. I wrote them a letter explaining that this debt was not mine and requested verification of the debt and more information about the account in which I never received. The first of the year ( -/-/- - I started receiving harassing phone calls from this debt collector on my cell phone ( which to this day I have no idea how they got that number for I never gave it to them ). On -/-/- I received a letter - notice to cure ) from the law office - stating that I failed to make the agr... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt July 10, 2015 - Cach LLC has contacted me repeadly to collect on a debt I do not owe, and they have not responded to my request for debt validation. ... |
SquareTwo Financial Corporation Debt collection communication tactics frequent or repeated calls July 3, 2015 - Credit Card collection agency has repeatedly called my place of employment after being asked multiple times to not call. In addition collection agency has contacted my parents, sister and elderly grandfather repeatedly. Call are made sometimes - or more in a single day with only a single message being left. After calling and speaking to agency and asking them to cease calls to my place of employment - I am a - and do not have an outside line to my - and will never be able to receive calls at work as a result ( nor is it appropriate ) - they left detailed messages for me with both the ... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt right to dispute notice not received June 27, 2015 - I never received anything from CACH , LLC about a debt I owe them until the Sheriff Department served me with a Summons ( -/-/2014 ). I got legal representation righ after this. My attorney requested that CACH , LLC send them validation of debt. Neither - of us ( my attorney & myself ) never received any validation stating the debt is mine. In - of 2014 I pulled all three of my credit reports and the collections was on my credit report. I was denied credit with - because of this negative impact on my credit report. Since CACH , LLC could not verify the debt and I answered the su... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action sued w/o proper notification of suit June 17, 2015 - My bank account was garnished on -/-/2015. I was never served for a summons or complaint of the debt. I looked up on - and discovered that they state that I was served. I spoke to a representative named - at - - - - and offered to settle the account for $1200.00 even though I dispute the account. I notified them of the improper service and they could n't do anything to help find a reasonable resolution to my complaint of improper service and my dispute with the fees and interest. They gave me a counter offer of - on a balance that they state I owe of $6400.00. I am u... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - I opened a business in -/-/- with another person. At that time we opened up a number of business accounts with vendors and banks. In -/-/- I left the business and sold my ownership to my business partner. We provided all of our vendors and banks with our documents showing the business ownership changes. I requested that all of the cards in my name be closed and closed the credit line that was in our joint names.My old partner continued to operate the business till -/-/-/-/-/- time frame. During that time he apparently racked up debt he could not afford and he started r... |
SquareTwo Financial Corporation Debt collection false statements or representation attempted to collect wrong amount May 21, 2015 - - - - sent a dunning '' letter to consumer dated -/-/- on law firm letterhead which violates the Fair Debt Collections Practices Act ( FDCPA '' ) 15 U.S.C. 15 Section 1692e and 1692f. The law firm commits a number of violations in the letter. The - - notes that dunning '' letters ( sent on law firm letterhead ) that contain offers to settle 'time-barred ' debt misleads unsophisticated consumers as to the legal status of the debt and violates the FDCPA. Consumer recognizes the debt - - - is attempting to collect is over Nebraska 's 4 year statute-of-limitations (... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt not given enough info to verify debt May 20, 2015 - I am in the process of purchasing a home for my son and his family. WHile completing the mortgage application, there was a judgement that appeared on my credit report. I have no idea what this is from. My loan officer assited in researching the matter as the only number listed on the credit report is the courthouse. I filed Chapter - BK in 1999. I included all credit card debt at that time. My credit report shows the Planitff as Cach LLC ( - ) with an amount owed of $6300.00. After calling CACH, they sent me to - - - CO who apparently now has the debt. I spoke with - - (... |
SquareTwo Financial Corporation Debt collection disclosure verification of debt right to dispute notice not received May 19, 2015 - - - is reporting that they bought my - account in -/-/-. The - Account was opened in -/-/- and has been closed for a very longtime. I have written all the credit reporting agencies in an effort to remove this inaccurate credit information ( Exhibit # - ). The - Account ( ACCT # - ) was listed on my Chapter - Bankruptcy filing dated-/-/- ( Exhibit # - ) and was discharged. ... |
SquareTwo Financial Corporation Debt collection taking/threatening an illegal action threatened to sue on too old debt April 19, 2015 - The creditor sued me and obtained a judgement against me and subsequently garnished my wages on debt that had passed the statute of limitations. ... |