Review and analysis of over 211 Credit Card complaints against Wells Fargo
Wells Fargo consumers have reported over 211 official complaints related to Credit card. Out of the 211 consumer complaints against Wells Fargo, 25% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 94% were processed in a timely manner. 3% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 15% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine January 24, 2016 - My mother added me to her Wells Fargo MasterCard account as an authorized user in -/-/-. I never received a card of my own or ever used this account. In -/-/- m mother filed a chapter - BK after being laid off from her employment. She however, failed to remove me as an authorized user from this account before filing. Wells Fargo has reported this debt on my credit report since -/-/- and continues to come after me for this $15000.00 balance. I have made several attempts to have WF remove this negative TL from my credit report but they tell me that their records show that I a... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 22, 2016 - Although Wells Fargo is not attempting to collect the debt at this time, they are punishing me through incorrect credit bureau reporting, in violation of the Fair Credit Reporting Act. Wells Fargo continues to report vastly different information to each of the credit reporting agencies about a line-of-credit loan which was paid in full through Chapter -, including the reporting of past-due amounts even during the final year of the Chapter - repayment period! Although their reporting to - is the most damaging of the -, there are errors on all of the credit bureaus ' files. After... |
Wells Fargo Debt collection improper contact or sharing of info talked to a third party about my debt January 21, 2016 - - at -, -, MI - is offering me a settlement of a debt that was open in the - 's. They offered me a settlement $700.00 from a debt balance of $1700.00. I have several concerns for instance, the orignial creditor was Wells Fargo. I agreed to pay $50.00 a month until paid in full. However, this collector is acting very secretive, there is know contact phone number to communicate with them on a regulat basis. Also, I wanted to reduce the amount to $25.00 because I am on fixed income. I mailed a letter to them in this regards but have not receive a response. I made my first p... |
Wells Fargo Debt collection disclosure verification of debt not given enough info to verify debt January 15, 2016 - wells fargo dillards never provided any proof of validity of debt with my signed signatures on any transactions or application or that any items were received by - and signed for at my home all they provide is copies of a statement but no signed items and the account as a result of fraud issued by dillards without my Consent and this has causes me emotional distress that dillards wrongfully refuses to remove this fraud account from my credit reports and has not honored there - fraud liability policy and have gotten nothing but rude customer service. ... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 8, 2016 - I orderd some clothes off the internet online - compiney was Chief- Inforcement apereal.com $ - # - and the other - was - - - - and am a Student I.D. # - IL. - where thay where deliverd at was - - - - - MN. - Ph # - The dead line is here and I wont my clothes Bank where the transactions would have been made was Wellsfargo - - - - MN . - Ph # - - - - ... |
Wells Fargo Debt collection communication tactics called after sent written cease of comm December 11, 2015 - I was at work and the person never would identify himself and kept asking me to identify myself, and when I did, I informed him that I needed to know who I was speaking with, he got smart and said I told you who I was and stated - - from Wells Fargo. As I told him it was put in writing not to contact me and you should not be contacting me, he stated that he was calling in regards to collecting a debt, and I stated again that Wells Fargo and the collection agencies that they have hired know not to call and he acted like it did not apply to him and kept harassing me with conversation regar... |
Wells Fargo Debt collection disclosure verification of debt not given enough info to verify debt November 19, 2015 - - violated FDCPA - by filing in the wrong jurisdiction which was - -, GA case on - -, - and dismissed on - -, - while the case was being held in - - GA as of - -, - under. case. It was time barred from giving the chain of custody given to validate party in interest under case in - -, -. FDCPA - -K the frequency and irresponsibility of follow Federal debt collection guidelines in - different incidents when it had opportunity to product the documents to validate it as party in interest it failed to do so from - - -, - showin... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 4, 2015 - Before I file a lawsuit against - my lawyer advice me to try to resolve this amicable via the Bereau of consumer Financial protection. - - - - has been harassing me since late last year on my credit reports on - & -. ( 15 United States Code section 1692d ( 2 ) ). I have been in contact with them multiple times sent certified letters to them as well on -/-/-. Last letter I received said Based on the information you provided we have instructed the credit bureaus to delete the above reference - account from your credit file. '' But no action was taken my credit repor... |
Wells Fargo Debt collection communication tactics frequent or repeated calls October 26, 2015 - - to - phone calls a day - days a week ... |
Wells Fargo Debt collection false statements or representation impersonated an attorney or official September 29, 2015 - I received a phone call today as well, as my husband, and mother-in-law from a woman named - from - and associates saying they were a law firm sending legal documents to my residence and/or work place so that I could be served. '' They said this was a civil lawsuit for a credit card from Well 's Fargo bank I opened and defaulted on in 2004. This credit card had been closed and the debt has been closed and written off as a bad debt, no longer on my credit report. They then explained that If I refuse the lawsuit, criminal action will be taken against me and I will be arrested for fraud ag... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid September 9, 2015 - After defaulting on a home improvement loan from WellsFargo ( WF ), I entered into debt collection - - - - - - - - - -. It was arranged to deduct $ -/month from my checking to pay the - $5000.00 remainding balance. As of - 2015, I finished paying the debt with a remaining balance of $210.00. However, -, for some reason, deducted $400.00 from me in - and -. After discovering the deductions, I called - in late - to ask what was happening. On the initial call, they claimed not to know. On subsequent calls, they noted an error and stated ... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid August 23, 2015 - I believe this is Wellafargo this account wasCharge off. I had payed $840.00 dollars to- to fix. The negativelyWhich they did an I have proof ... |
Wells Fargo Debt collection communication tactics frequent or repeated calls August 13, 2015 - On - - at - -. I received a phone call from -, which is one of the phone numbers that Well Fargo National Bank uses to call me about a debt. I answered the phone and said Hello ''. The girl on the other end said Hello? '' I said Hello, thinking maybe she could not hear me. Then she said, Hello?, Hello?, Hello? '' and hung up the phone. The collectors from Wells Fargo call me every day, until I answer the phone, for that week. Then the next week, the cycle starts, again. I am working with a Credit Counseling Service to resolve my debt issues. Wells Fargo National Bank refuses ... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine August 8, 2015 - WELLS FARGO seeks to enforce a debt which is barred by the four ( 4 ) year - Statute of Limitations, is unenforceable and illegal for collection. I have hired a - Private Investigator to determine if any filing or judgment exists in the State of - or -. None has been found. The debt is not mine. THE CLAIM IS MADE AGAINST THE NAME OF -, but it has come to my mailing address in the past. ... |
Wells Fargo Debt collection communication tactics frequent or repeated calls August 6, 2015 - Sent notice offering option to pay online. Input all information but site would not accept payment. Tried 3 times with different credit cards but still would not work. All info in website states enter Credit Card '' type of Credit Card ''. When I finally called and got a live person I was told that they only accept debit cards or checks for this client. I have wasted hours going in circles to find out that the company - - , - in - -, MN - intentionally wastes peoples time by not giving accurate information. The DO NOT state anywhere that you can only use a debit card or che... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 28, 2015 - In - of 2012, I had applied for an Dillard 's store credit card. I had never used it. In early - of 2013, I had lost my wallet at a movie theater. I reported the card as lost/stolen to Dillard 's and - - who the card was financed through. I did not want a new card as I was unemployed as of the end of - 2012. Apparently at some point, this - - card was converted to a Synchrony bank card and there was a balance after it was reported stolen. I started receiving collection letters from a company called - - -. They stopped collection after I sent a copy of the FTC Iden... |
Wells Fargo Debt collection disclosure verification of debt not given enough info to verify debt July 16, 2015 - I requested a collection company to validate a debt which they have not and continue to report false information ... |
Wells Fargo Debt collection disclosure verification of debt not given enough info to verify debt July 16, 2015 - I had an out standing debt with Wellsfargo Bank and they just went into my savings unwilling and collected all of my savings leaving me in a financial hardship. They sent me a letter explaining why they did so I never knew they can do this. Their reason for doing this was called right to set off ''. ... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid July 10, 2015 - Me and my husband had this Wells Fargo credit card in 2002. Myhusband made his payments on the card until he loss his job. Theyoffered us an settlement offer of 4 payments. I made all of mypayments on time. The very last payment I made was on time, butthey did n't process it until the next day. So the customer servicerep. to me I was late on my payment, so they was n't going to honorthe offer. I told them I made my payment on time. He said, '' Well we did n't get it on time, so your late and the payment offeris no longer good. '' I also tried to get the information from my bankto use but it ha... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 23, 2015 - -/-/-- and - -, We filed for Bankruptcy in -/-/- and our case was discharged as planned. However Wells Fargo has been the only creditor to continue to report to my husband and my credit report. I 've gone back to the bankruptcy lawyer that assisted us in the bankruptcy but we have not gotten resolution. We would like Wells Fargo to stop reporting to our credit report per our bankruptcy. Last reporting date was - -. I know this report is from -/-/-, but I 'm trying to re-finance our home and Wells Fargo come up again. Thank you for any assistance you can give us. M... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - I discovered on my credit report Wells Fargo is reported a card opened - -, -, this account closed/charged off on - -, -, noting I made a payment - -,, -, WHICH I DID NOT, and last reporting - -, -. I have been on - since -. I do not even know what this is!! I called Wells Fargo, was transferred to collections, then recovery. NO ONE COULD FIND ME BY MY SOCIAL! I want this removed from my credit report. I do not even know what it is, let alone have made a payment in - -! Can you help me? ... |
Wells Fargo Debt collection taking/threatening an illegal action threatened to sue on too old debt May 20, 2015 - Debt was charged off over 4 years ago by original creditor. Account went delinquent - of 2009. Communication with - parties : Contacted - other people that I am aware of, including old Landlord, and extended family trying to get ahold of me for a legal matter ''. Left messages on answering machines with case # - -. Harassment : Claimed to be delivering service of summons and would not disclose name or information of process server at my request. Used the threat of a pending lawsuit to get me to make a payment by the following day in order to stop the process. Making False and M... |
Wells Fargo Debt collection improper contact or sharing of info talked to a third party about my debt May 20, 2015 - - - -, -, named the - fastest growing privately held company in the US, is the latest in a series of recovery agencies purchasing old WF long time closed credit card debt. In my case, they took me to court to profit on a ( most likely bundled instrument ). I have consistently asked for the purchase price '' they paid, through the law group they hired, and - or - refuse to give me that information. - hired lawyers. There is a court ordered settlement hearing tomorrow, and then the case is scheduled to go to trial. Are they allowed to profit on me, -, when I have no m... |
Wells Fargo Debt collection disclosure verification of debt not given enough info to verify debt May 19, 2015 - I received communication from a company called - - ( - ) account # - in -/-/-, asking me to make a payment settlement to account I have no knowledge of, however it claims it was an inherited debt. In -/-/-, I phoned - inquiring about the debt. I was placed on hold, after informing the representative on the phone I was recording this conversation, and he never returned. In -/-/- I sent - a certified letter ( - - - - - ) requesting they validate the debt, and if this is in fact a verified debt of mine, I would pay it. I did not receive a response t... |
Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid April 28, 2015 - I has a credit card through wells Fargo and I maintained payments until wells Fargo raised the interest rates from 6 to 19 % to no fault of my own. The bank did not want to lower the interest rate. At that time my work slow down and I could no longer made payments. Then I started getting calls from a collection agency and subsequently an attorney began calling to collect on the wells fargo account. The attorney filed a judgment and then levied my bank account. When I pulled my credit I saw that wells Fargo had charged off my collection. But the attorney 's still wants to collect. I do n't unde... |
Wells Fargo Debt collection taking/threatening an illegal action threatened to sue on too old debt April 14, 2015 - I - -, -, residing at - - -, - -, - - does hereby state for the record that Wells Fargo Bank , N.A . is in violation of my rights under the Fair Debt Collection Practices Act for trying to extend the timeline of a judgment that is no longer enforceable from the original state where it was procured. All documentation to my complaint is attached, proving that a foreign judgment, although enforceable from -, the terms of the judgment validity still is maintained in the original state. Without exception, the - judgment was filed in 2008, and under terms of - ... |
Wells Fargo Debt collection communication tactics frequent or repeated calls March 31, 2015 - Actually NOT used obscene language but used pressure tactics, are unwilling to help/ resolve issue and also seemingly improper management of debts and PII - pers identity info ( SSN, addresses et c ). We incurred debts when I was injured on - with US military in -/-/-, was improperly discharged and did n't received any pay until -/-/-. So we incurred debts, house was improperly foreclosed ( - got us WHOLE 500 $! ). We settled/ paid off most debts, except for Wells Fargo debt, where WF transferred some funds owed on mortgage ( foreclosed ) to CC which is n't legal. Then debt was... |
Wells Fargo Debt collection false statements or representation attempted to collect wrong amount March 23, 2015 - Wells Fargo Bank reduced the obligation amount owed on a line of credit that became past due when I became - and my private - insurer engaged in fraud (certified by the -). This left me on - so I defaulted on this loan. I have been trying to sell my home to pay of this loan. Last year, Wells Fargo agreed to reduce the balance of the loan. I am re-listing my home with a new agent and he said I need to have the lien on my home reduced to the new amount Wells Fargo settled for before we re-list the house for sale. The settlement letter I have from Wells is dated -/-/- and t... |