Review and analysis of over 191 complaints against Bank of America
Bank of America consumers have reported over 191 official complaints related to Not given enough info to verify debt. Out of the 191 consumer complaints against Bank of America, 20% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 7% resulted in non-monetary compensation.
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Bank of America Debt collection disclosure verification of debt not given enough info to verify debt February 1, 2017 - I signed up with - - - about 3 years ago to pay off my Bank America credit card. They took $210.00 a month out of my checking a/c for 30 months - which is what they told me would satisfy my account. I have paid all of that six months or so ago. Bank America has given my $12000.00 balance to a debt collection agency. They have sent me a notice to go to court -. I have been trying for several months to speak with someone at -. I have not been able to speak with a real person. I do n't know what their plans are for my $6500.00.... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt December 14, 2016 - DUE - due refusal to disclosed - AS TRUSTEE ADDRESS on Account # -, Property : - - - -, - Fl -. - falsely claiming to be Attorney in Law of supposed investors, base in fraudulent, suspicious, purported assignment mortgage, recorded on -, is requiere under Section 6, The Real Estate Settlement Procedures Act ( RESPA ) to furnished investors information and principal office : To Servicing Bank : - -, UT - Ref. : - - - Acc # - Property : - - - - - Fl - NOTICE TO DISCLOSE - AS TRUSTEE HEADQUARTER ADDRESS AND ITS CEO OR AGEN... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt July 27, 2016 - I sent - - - a debt validation letter on - -. 2016. They ignored my request for validation and continue to make attempts to collect on a debt I am not sure I owe.... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt June 19, 2016 - I have been a victim of identity theft, Police report has been submitted it to the Creditor that includes their account Bank Of America they said that the account was verified, How? just by assuming that my name is the same and the address match their records. Therefore is mine, I am not denying that the account is mine, Identity Theft Victims when accounts are hacked the perpetrator uses the person identity to identify that they are the actual account holders. when they are not, this is what Identity Theft is all about. ON - -, - I wrote a letter to the Bank Of America requesting the... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 30, 2016 - - claims they are collecting a debt and or servicing a debt for - as a result of transfer from Bank of America. - has not provided a servicing agreement between them and the alleged noteholder. On - -, -, - 's counsel sent an abandonment of Acceleration referencing acceleration of - -, - that was accelerated by their predecessor. Bank of America 's acceleration is irrevocable for the following reasons : 1. Bank of America exercised the remedy to foreclose on the propoerty on - -, -. 2. BOA 's agent executed a foreclosure deed on -. 3. - was awarde... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 26, 2016 - I received a letter today from - -, regarding CFPB complaint -. I called - - - -, extension -, and as always with all previous debt collection by BOA, no one actually answers these phone numbers. These letters are fake attempts to resolve complaints and are blatant attempts to collect a debt using " we are a debt collector '' on the voicemail. As such, and since no debt is owed, I am instead writing yet another CFPB complaint to address what is so very wrong with the letter I received. First of all, this sentence is at issue : : '' We are able to confirm that there has ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt January 11, 2016 - Received letter from - -, - on behalf of Bank of America. - - ( - - - - - - ). - - could not provide debt validation. The situation was a nuisance and we settled via a stipulation for $2500.00 with -. - - did not disclose to us he was working with - - - - a debt collector law firm. - - - never provided any information to us via the FDCPA. We were completely unaware of their involvement in this matter until an email was sent to us by mistake on - indicating they were in fact acting as an agent for Bank of America.We then con... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt January 8, 2016 - A collection agency named " - - - " is reporting inaccurate information on a monthly basis about an old credit card debt that was written off -/-/-. This was " sold '' twice with " - '' acquiring -/-/-. I sent them a certified letter of which they responded. They still report that this was " Opened '' -/-/-. This is an attempt to injure my credit for years to come. This practice could go on for a lifetime. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - Years ago, I think -, I saw on a credit report that and old credit card debt from MBNA was charged off. Did not check again until I was informed by - - this month - 2015, that there was a Judgment Lien on my credit report. - Portfolio had obtained a default judgment against me without any notice to dispute. I had no knowledge of the lien for almost seven years. I believe this debt was charged off and the sold to - who then tried to collect on an expired debt. I looked up - on your sight and found out I am not alone, that thousands of consumers are being punished for fraudu... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt November 19, 2015 - this debt is over seven years old since it was delinquent. It needs to be removed from my file ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt October 12, 2015 - I am resubmitting my claims from a previous complaint from case - and - -. I thought this was a - card but it said Bank of America. I went back and looked at my credit report to see if I had any judgments for a Bank of America card and I do n't even see that I had a judgment or even ever had this card! I have never had a card in this amount of almost $14000.00! This law firm sent me a letter telling me they had been sold my case and would be reviewing it and now I am getting a garnishment summons!!!!!!!! I will sue everyone, if they do not correct this now! I have already contact... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt September 11, 2015 - A business I had which closed back in 2007 had some debt to it, there is an account listed on my personal credit file which I disputed with no validation provided and the item is still there. I am asking your agency for help. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt August 26, 2015 - - - - Acct # - is reporting on my credit profile with a balance of $80000.00. This account was transferred from Bank of America. This account should not be reporting on my personal credit profile. This is ridiculous! I have demanded to see proof as to why this would report on my credit and have yet to receive documentation. Research and correct this information immediately or delete this account off my credit profile! ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt July 28, 2015 - The account appeared on my report I contacted -. No debt was found. I disputed the account from my credit report. The item was deleted from - and not from -. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt June 4, 2015 - Bank of America hired a firm to sue consumer in Texas and obtained a default judgment. Consumer was unaware of debt or lawsuit until - when the judgment prevented consumer from obtaining mortgage financing. Consumer attempted to resolve the debt but was unable to obtain any information. Consumer hired attorney to assist. In - attorney contacted Texas law firm representing Bank of America and after - months of repeated requests for copies of the summons, complaint, default judgment and any statement for the account, no documentation was provided and Bank of America took back the accoun... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 13, 2015 - On -/-/- - - - sent someone to the house I live in, and delivered a complaint summon for an old debt lawsuit. They said Bank of America assigned the debt collection to them. The summon looked fishy because it did not have a file case number on it. I called the Superior court in -, -, and the clerks told me I could not file my answer to - , - ' complaint because there was no file case number to file it under. I had only 20 days to sent my Answer to - , - in -. I sent my Answer and request for debt verification, and validation with requests for proof of own... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 6, 2015 - Have been trying to obtain verification of debt documentation since - 2014. Bank of America has not provided anything, neither has their attorney. It has been - months and this account si damaging my credit. There is no one to talk to regarding this debt. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt March 23, 2015 - I had a line of credit with Bank of America. I left the account at a zero balance when I closed the account. I received a notification that I had a balance. I disputed the account but I was unable to provide proof because it was and old account. I called and I was told that if I pay the full amount that the account will be taken off my credit report. I paid however, I requested all documents with my account activities since I opened the account to verify where the error was and to proof that it was my mistake or not and I have not yet rcvd the documents and the account it 's still on my credit... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt March 20, 2015 - 1. - is competent to state the matters set forth herein. 2. - has first hand knowledge of the facts stated herein. 3. All the facts herein are true, correct and complete, admissible as evidence, and if called upon as a witness, - will testify to their veracity. Plain Statement of FactsDefinitionAlleged Lender now is Bank of America N.A . 4. There is no evidence that I/we have any outstanding liabilities or obligations with ALLEGED LENDER under the doctrine of ultra vires. By doctrine of ultra vires, a contract made by a corporation beyond the scope of its corporate powers is unlawful.... |