Synchrony Financial Consumer Loan Complaint

Installment loan Managing the loan or lease

Synchrony Financial Consumer Loan department,

Installment loan Managing the loan or lease Nevada

I am an Amazon Prime customer & I purchased a massage chair 45 days ago via Amazon Prime. The purchase price was $2200.00. When I was making this purchase a pop-up ad appeared offering 12 months same as cash financing if I applied for an Amazon Prime charge account. I applied & was approved for this account which it turns out is offered via Synchrony Bank in -, OH. 2 weeks after the purchase I attempted to make a payment on my Synchrony Bank account online. I got a message saying I needed to call an - # so I did. The - # was answered by Synchrony Bank 's Customer Service Department. The agent told me I needed to verify my identity because someone at Synchrony had placed a Fraud block on my account. After answering 5 minutes of? 's the agent refused to let me make a payment. He put me on hold for 10 minutes & then told me that his Manager said that I needed to make a copy of my Drivers License, write my account #, date & sign it & mail it to Synchrony Bank in a -, OH. I told the phone agent


The next day I made a copy of my Drivers License, signed & dated it & wrote my account # & mailed it. Yesterday I tried again to make an online payment & got the same message telling me to call an - #. I called the Synchrony Customer Service Department last night & the agent ( - ) gave me the same FBI interrogation that I got 3 weeks ago. He refused to let me make a payment so I asked to speak to a Supervisor. The Supervisor admitted that Synchrony received the copy of my Drivers License I mailed 3 weeks ago. She said my account was under 'investigation '. I about fell out of my chair in disbelief. I asked her how I was OK to get approved by Synchrony for a $3000.00 Amazon Prime account but I am not OK to make a payment on the account? She placed me on hold for 10 minutes & then told me she would create a - call with a payment agent that could take my payment. After I made my payment the Supervisor said in order for Synchrony to remove the Fraud block on my account i needed to make a copy of a recent utility bill & mail it to the same - - - -, OH where I sent my Drivers License. I told her that I was n't going to waste anymore time sending Synchrony Bank ID docs. I told her I was going to file a complaint against her company & their Gestapo tactics. She told me that there was a late charge on my account & I asked her how that could be when I have n't received any statements or emails telling me how much I owe. I also reminded her that I was supposed to receive 12 months same as cash. She told me she could n't discuss my account because of the Fraud block. This is the most insane thing I have ever seen in my - years on this planet. Help!

Synchrony Financial customer in Nevada
Mar 05, 2017

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more