Capital One Credit Card Complaint

Billing disputes

Capital One Credit card department,

Billing disputes California

My credit cards were stolen -/-/2016. When I called into Captial one regarding the issue, I was advised that the case had been created and a case specialist would follow up with me within - business days. Once the month of - was up and I did not hear from capital one, I called the credit card company to inquire about my case and was advise the " case had not be opened '' by a representative by the name of - on -/-/2016. After I was told the case was not initiated, I asked - to created the fraud case for me. Again, I was advised to wait 10 business days and the case specialist would contact me. I did not hear anything by -/-/-, so I called back that Friday, -/-/-, spoke with someone by the name of - who claimed to be my case manager. I explained the situation to - and let he know the changes from -/-/- were fraudulent. She explained that she would


be sent to me. After a week elapsed, there was no credit card. It is now -/-/-. I reached out to capital one and was told that card was sent and maybe it is taking a little while to reach me. After another week, I called to have the cards that were sent as replacements canceled and to send another set of replacements. ( While experiencing this issue with not receiving cards, my account was not credited during the entire month of - ). -/-/-, I was able to speak with - again and was told that the investigation was still be processed and that I would hear back in 2 weeks. In on -/-/-, I called back to have checked the status of my accounts and inquire about the location of my cards. When I was routed to customer service the agent asked me to verify my mailing address, which I provided every time I called in, and I advised my cards has been sent to the incorrect mailing address twice. However, since my cards were being investigated, he was unable to process the replacement and I would have to speak with my account manager, -. After being told this, I asked to speak with here to which I was advised she was unavoidable and would give me a callback. The rest od the month of - consisted of me calling Captial one to figure out what was going on with my account a trying to get in contact with my account manager. All the while, capital one is charging interest and late fees. I spent -/-/2016 calling into capital one and being transferred to different departments, so much so, I was unable to keep a record of the calls and dates. The frustration and time spent has been colossal. I was and still am unable to get in to contact with - ( - ) and my credit score is being affected by this.

Capital One customer in California
Jan 07, 2017

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

Consumer disputes how Capital One handled their complaint

Created with Highcharts 4.2.3Capital OneComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201611/20161/2017020406080Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Capital OneBilling disputes0.9%49.5%31.8%5.2%3.8%8.1%0.6%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageBilling disputes0.1%6.4%4.6%3.9%0.8%32.3%51.5%0.3%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
richard.fairbank@capitalone.com
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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