Capital One Credit Card Complaint

Billing disputes

Capital One Credit card department,

Billing disputes New York

We rented a car from - from -/-/16 to -/-/16 charging onto CapitalOne Credit Card. On -/-/16, - sends me a letter stating we incurred speeding ticket while using their car and plans to charge my credit card $110.00. When I asked - for a copy of the violation, - refuses to send me a copy of the ticket for verification. When I contacted CapitalOne Credit Card to dispute these charges until I can receive proof of such violation, CapitalOne mailed me documents from - claiming that - had provided proof of the situation. However, the documents I received were car rental agreement plus a copy that is illegible. Still no documents/proof of - 's Claim. Despite the fact that I faxed CapitalOne email documentation from - traffic agencies in - all confirming NO traffic violations exists based on the rental car 's license plate, CapitalOne considered this case closed and charged me $110.00. My repeated efforts to obtain a copy of the alleged traffic violation from CapitalOne and - so I can verify the validity of - 's claims were useless. CapitalOne rather help a - - - to Scam me $110.00 instead of protecting a consumer whom they figured wo n't be able to sue a credit card company. Laws need to be changed so consumers are not forced to waived their rights to sue a credit card company in order to obtain a credit card. WHAT A SCAM!!!! I will be posting this scam on social media ( -, -, -, etc ) to alert all my friends to avoid CapitalOne Credit Card and using - - Rental unless these - companies are willing to resolve this matter with me by sending me a legible copy of the traffic violation. After this matter is over, I will CANCEL my capitalone credit card.

Capital One customer in New York
Dec 11, 2016

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

Consumer disputes how Capital One handled their complaint

Created with Highcharts 4.2.3Capital OneComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201611/20161/2017020406080Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Capital OneBilling disputes0.9%49.5%31.8%5.2%3.8%8.1%0.6%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageBilling disputes0.8%51.5%32.3%6.4%3.9%4.6%0.3%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
richard.fairbank@capitalone.com
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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