Capital One Credit Card Complaint

Identity theft / Fraud / Embezzlement

Capital One Credit card department,

Identity theft / Fraud / Embezzlement Washington

There was fraud on my Capital One card back in -. Since then, I found out someone was posing as social security and asking a friend in - questions about me. Furthermore, on -/-/2016 I got a call to my google voice ( which is an unpublished number only listed on my credit card and credit union for business purposes ) telling me I was being sued for $ 1200+. Long story short, I contacted Capital One about this extortion attempt and of ALL my banks, online accounts, credit unions, etc. Capital One was the ONLY company who consistently GAVE OUT information. Let me clarify. I called Capital One on -/-/2016 and told them about the phone call for money and told them that I believe my account might have been hacked so I would like a new credit card number and to remove my online access completely. I asked also for


So, additional measures were placed and the card was sent BUT it took over 3 days, countless hours, 10+ phone calls to remove the online account. And worse, several representatives in the FRAUD department FAILED to ask me the additional security measures, and instead only asked for social/bday, which they knew was already compromised! Add to that, that one rep, - in the FRAUD department even started to tell me my credit card number over the phone! If that 's not a security breach, I do n't know what is! Also, it took over 24 hours for the online account to be removed, whereas my other accounts understood the severity of my identity issue and resolved the issues immediately. It is 72 hours later and I call Capital One because my new card arrived and low and I call fraud department to activate the card. They tell me to verify my identity with my social, birthday but NOT additional security measures until I PROMPTED THEM! - was one such rep and eventually said he would call back. Little did I know that I had my phone " do not disturb '' on and when I called back to speak to -, got the run around. I was eventually transferred to -, who out of the blue decided arbitrarily to make me send in a myriad of personal information. ( Because sending my DL, ss #, etc of the internet is a great idea!! ), and I objected over the security concertn. But she insisted that SHE required it, even though no other rep had. I 've now AGAINST MY WILL, been threatened by Capital One if I do n't send it, they will not release my online account or new card activation, so being forced to, I with 100 % reluctance sent it to them via a " secured '' email link. They tell me I have to wait 72 hours for my card to active and I 'm on business in - where I have NO money, NO credit card, and they have never offered so much as an apology for the lack of security, courtesy, or protection of my account. In fact, they " sent '' a letter to my online account, which of course I ca n't access. Just one example, of the unprofessional business conducted by Capital One and dare I say, illegal give that they have failed to secure my account over the phone. I will consider filing legal action with Capital One and have already begun the process of finding a new credit card.

Capital One customer in Washington
Dec 07, 2016

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

Consumer disputes how Capital One handled their complaint

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
[email protected]
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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