Equifax Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

Equifax Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Illinois

I have disputed this - Credit card charge off for almost a year straight now. This account has been reported with incorrect information the entire time it was placed on my credit report. I disputed this back in -/-/2015 to verify this was my debt. They did not provide me with a single piece of documentation showing this belonged to me. They sent me a letter stating they do n't have reason to believe it is anyone else account. At this point they realized they need to stop reporting it in -/-/-. They did not stop actually reporting it though until -/-/- in which at that point they went and sold it to - They then reported on my Credit report that they sold it in -/-/-! This is not the case as I have attached copies of my report showing it was still being reported by - all the way up until -/-/-. They have also had all pieces of information mis-matching all - bureaus with account status, date opened, balance, past due amount, and payment history. I have contacted them directly to get this taken care of. They told me that it is not them and that in fact it is the bureaus that are reporting the information incorrectly. I then contacted the bureaus who in return said - and - is reporting it this way. So they are giving me the run around. I am at a stall hitting a wall because they are not following the laws here. Please help!

Equifax customer in Illinois
Nov 15, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Consumer disputes how Equifax handled their complaint

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