Equifax Credit Reporting Complaint

Credit reporting company's investigation problem with statement of dispute

Equifax Credit reporting department,

Credit reporting company's investigation Problem with statement of dispute Tennessee

I have filed a validation dispute with -, Equifax and - regarding Bankruptcies that are listed on my credit report. After filing a validation dispute requesting proof that this debt belonged to me, I received a letter in the mail stating that this debt was confirmed and is said to be my debt. I then contacted the Bankruptcy courts who then advised that they do NOT confirm any debts with the credit bureaus. I would like to know exactly who or how they verify debts for any individual, without proper documentations. I also requested a second validation and was told that I would need to provide additional proof to validate any information on my credit report. I would like this information removed from my credit report because the Bankruptcies were never verified and the credit bureaus are lying to the consumers.

Equifax customer in Tennessee
Nov 15, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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