Bank of America Credit Card Complaint

Bank of America Credit card department,

Closing/Cancelling account Texas

Bank of America issued a - cancellation/discharge of debt back in - which I filed with my income tax return for that year ( document attached ). BofA continues to report the accounts to -, - and - as charged off, closed BUT with a current past due amount. This current past due amount should be - ( $0.00 ). When I called BofA, they told me that they agree that they charged it off, issued the - and do not intend to collect. There is case law on whether an original creditor can collect after they 've issued a -. In the bankruptcy case : -, Debtors., United States Bankruptcy Court , - Tennessee, - -, -, the Court Stated : " It is inequitable to require a debtor to claim cancellation of debt income as a component of his or her gross income and subsequently pay taxes on it while still allowing the creditor, who has reported to the Internal Revenue Service and the debtor that the indebtedness was cancelled or discharged, to then collect it from the debtor. ... ... The court does not agree with the argument that because a Form - can be corrected or amended, it can not constitute an admission by a creditor that a debt has, in fact, been discharged or cancelled and that the debtor is no longer indebted thereon. ''