Delbert Services Consumer Loan Complaint

Delbert Services Consumer Loan department,

Installment loan Problems when you are unable to pay Tennessee

Obtained loan from Western Sky in - - immediately sold to - ( loan officer said loan was with Western Sky but would be serviced by - ). - name on paperwork and all documentation in the mail. Paid for almost one year without any reduction in the loan principal. Did an amortization schedule to determine my 5 year loan would take 10 to repay. Called company because I could n't afford that and was not disclosed. Company agreed to lower interest to 89 % but this only shortened amortization to 7.5 years when my loan docs said 5. I quit paying. Several lawsuits and ban on Western Sky and -. Was informed I would not have to repay a predatory lender. Now I am being harassed by a collection agency ( legal locator service ) that I am about to be sued for way more than I owed unless I can pay $740.00 within 2 days.