Phoenix Financial Services LLC Debt Collection Complaint

Phoenix Financial Services LLC Debt collection department,

Medical Communication tactics Used obscene/profane/abusive language Florida

The following " Items '' was disputed with the Credit Reporting Agency ( s ) it came back has being verified. These Items are identified as # - and # - which were reported on -/-/2016 and said to have been opened on -/-/2016, they are Items not Accounts, from my belief. These Items have no Consumer Protection Law right to be reported on my private consumer credit report. Nor have your agency been given any Direct Prior Consent to " Communicate, 1692a ( 2 ) '' any information regarding me to anyone by any means. You have violated me and the Consumer Protection Laws, specifically the Fair Debt Collection Practices Act ( FDCPA ), 15 USC 1692 et al. If the Items mentioned above are actual Accounts, opened by your agency, then they were open without my Direct Prior Consent and with my private nonpublic information and were extended my consumer credit. These accounts are to be closed and the Principal and any interest in these accounts be returned


I am a Consumer as defined in Section 1692a ( 3 ) of the FDCPA. You are a Debt Collector as defined in section 1692a ( 6 ) of the FDCPA. Without limiting the many violations you have committed, including Aggravated Identity Theft, unlawful possession and misuse of my Social Security Number, misrepresenting my character, taking unlawful actions, putting my ability to be a consumer into involuntary servitude, etc. the following sections are more than reasonable enough to point out your violations and liabilities : 1. You violated 1692c of the FDCPA. 2. You violated 1692e of the FDCPA. 3. Constitutional Violations, specifically 14th and 13th Amendments and 1692d of the FDCPA. 4. You violated 1692j of the FDCPA, etc.