Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt was paid Illinois

Debt was ACH into - - - - credit account instead of the right credit account known as Amex Standard and no longer - - - ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the - - -, now known as the - - - -, transferred it after the payment date into the - - -, now the debt buyer Amex Standard credit account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original month, - -. I could n't get a response from Amex Standard, nor the - - - -, or the - - - on either account/s after phone communications, Email communications, and written communications. I decided to stop paying after - -, because I could no longer figure out what I owed on the Amex Standard ( - - - ) credit card. Their statements are impossible to figure out if you do n't stay current. There is no truth in their statements either, because I do n't owe money to a debt buyer as a retired person on social security benefits per the law, and other legal theories. I wrote to the CFPB and have a complaint against -. This complaint is for Amex Standard ( - - - original debt grantor ). See, my correspondence. This involves - bank accounts and cut-off procedures, and the unwillingness of Amex Standard to be cooperative with the federal and state consumer protection laws.