Amex Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

Amex Bank account or service department,

Other bank product/service Account opening, closing, or management Florida

American Express had a - Membership Rewards bonus for a new AME- Platinum Card. I have had numerous AME- cards over the years so I believed I only had the Business version of this card. I asked on their live chat and I was given the list of previous cards, this personal Platinum Card was not on this provided list. I even asked him to verify before I applied, he assured me I never had this card. After charging over - on the card I was told online that I indeed had the card. I asked him to pull the chat and he said the agent made a mistake. The classic issue here is that AME- can tell you when you apply that you do not qualify, instead they let you get the card issued, make your spend, and then are told by AME- you do not qualify. These IT systems are smart enough to know if you qualify at application. This AME- process is flawed and in many ways fraudulent. This company needs to address this issue, none of the other major banks, including - and - are so deceptive.

Amex customer in Florida
Jun 08, 2016

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with explanation

Consumer disputes how Amex handled their complaint

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints3/20127/20129/201210/201211/20121/20133/20134/20135/20139/201310/201311/201312/20132/20143/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201512/20153/20164/20165/20166/20167/20160246810Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexAccount opening, closing, or management71.2%18.3%8.7%1.0%1.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAccount opening, closing, or management3.7%66.2%15.8%8.6%1.8%3.3%0.6%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
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