Residential Home Funding Corp Mortgage Complaint

Residential Home Funding Corp Mortgage department,

Conventional adjustable mortgage (ARM) Loan servicing, payments, escrow account Connecticut

I applied for a mortgage with Residential Home Funding in - of -. Despite my " stated income '' of $- per YEAR they managed to underwrite my loan for >= $1,000,000. I can only assume because of an inflated appraisal of my home ( or accurate ) they saw me as a prime target and expected me to fail. I was working - jobs in - of - as well as enduring brutal divorce and raising - kids alone with no financial support and a other with - -. I found it more than surprising that in a mere 2 years my house value went from $590.00 to $ -. Having BEEN a realtor I was shocked .... but none the less if I did not get the loan I was prepared to sell. I maintained patents to Residential Home Funding through - of - from automated checking. Was NEVER late. I was served with foreclosure in - from -, not knowing this was now my servicer. the ONLY notification I got was a returned checkin - telling me to stop sending my checks to them, but NOT telling me WHO to send them to- yet Residential continued cash


corrected and I continued to pay - until I book my back in -. To my understanding - as well as the - ( - ceased to exist as entities and sold off all of their " bad '' loans, or loans they KNEW would fail, to - - -. I got stuck in that umbrella, yet again not knowing that I was paying the wrong company AGAIN. It seems to me this an extreme violation of pooling and servicing. If one company was to sell me to another I would certainly hope the former company would NOT be cashing and taking my money. Bottom line is that despite MULTIPLE fraud schemes, filing HAMP, HOPE, and every other loan modification/mediation form, - - - tried to foreclose on me when I did not even know they were my servicer. I submitted a QWR and they responded by IMMEDIATELY filing " cover-up '' - documents with " known rob-signers '' names, the notary of which is currently doing - for white collar crime. - - - withdrew the forclosure, mysteriously and I found out nearly a year later the I hand been bundled and sold to - ( know for being more of a " collection agency '' than anything ). I am now once again facing forclosure by -, which to my knowledge does no legally exist and the last - document filed was -. I do n't even know WHO owns my moan if its it legal of not. Residential was cited and fined for operating without proper licensing, - funded hundreds of thousands of loans they expected to fail and sold them to - - - whois turn did the exact same thing- just under code names or via Robo signed documents. I was part of the - group which has remained " clouded '', at best, for YEARS. I am now on - and am trying to fight this alone. The FDIC needs to step in and clear the smog for the people who are facing or are exiting homeless.