RBS Citizens Bank Account Or Service Complaint

Checking account Account opening, closing, or management

RBS Citizens Bank account or service department,

Checking account Account opening, closing, or management New York

-/-/- I opened a checking account online with Citizens Bank using promotional code -. The code offered a $150.00 bonus if the following terms were met : '' You must open your first new personal checking account between -/-/2015 and -/-/2015. Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months. Offer may be withdrawn without notice and can not be combined with any other checking offer. Offer only available to the person who receives this email, and the new account must be open and in good standing to qualify for this offer. To earn the $150.00 bonus, in addition to making an opening deposit ( minimum account opening balance varies ), make any additional deposit to your new checking account within 45 days of opening your new checking account OR make a minimum of - debit card payments or purchases that post


Bonus will be deposited into your qualifying checking account within 145 days of opening your new checking account and will be labeled as " Balance Builder Bonus. '' One bonus per customer. Bonus will be reported to the IRS. " My opening deposit was completed on -/-/- and my additional deposit was completed the following day. In -/-/- I sent the bank an email using their secure messaging system about the timing of my bonus and received the following response : Dear - -, Thank you for your inquiry regarding a promotional offer. It is our pleasure to respond to your inquiry. If you are referring to the offer in which, $150.00 will be granted for making an additional deposit after the opening deposit or by making - qualifying debit card payments or purchases, qualifying accounts will be credited by -/-/2015. The qualifications are as follows : Open a first new personal checking account between -/-/2015 and -/-/2015. To earn the $150.00 new checking bonus, in addition to making an opening deposit ( minimum account opening balance varies ), make any additional deposit to your new checking account by -/-/2015 or make a minimum of - qualifying debit card payments or purchases that post to and clear your new checking account by -/-/2015. Qualified debit card payments and purchases include signature and PIN-based debit transactions through a third-party website and in person directly at a merchant. Online Bill Payments and ATM transactions do not qualify. When -/-/- came and went without my bonus being received I called customer service and was advised it would be in my account -/-/-. When this did not take place either I called back and the representative transferred me to the Fraud Investigations Department instead of the marketing department to assist me. At this point I hung up up the phone and sent several emails requesting the bonus but to no avail. I am outraged at the fact that this bank thinks they can take advantage of consumers by not honoring their promotional offers and request an immediate resolution.

RBS Citizens customer in New York
Nov 12, 2015

* Source: CFPB Complaint Database

RBS Citizens response to complaint:
In progress

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more