Ditech Financial LLC Debt Collection Complaint

Ditech Financial LLC Debt collection department,

Mortgage Cont'd attempts collect debt not owed Debt was discharged in bankruptcy Colorado

after more than 7 years from the date of our delinquency on our - mortgage and having no contact from any one attempting to collect the debt after we lost our home in a foreclosure in - we suddenly have a company trying to collect the debt and they are the first company to report this debt on our credit report. We filed for bankruptcy in after our home was foreclosed on and the original creditor did not, to my knowledge, file a proof of claim- they just charged off the account since they could not collect on the sale proceeds at foreclosure They also are reporting that payments were made on the account in - but our last payment before trying to negotiate a modification was in - of - and the home was sold at a foreclosure sale in -. They may have bought the debt from some one in an attempt to collect but the statute of limitations has expired for legal action as well as the 7 year statute for reporting it on our credit report- some one has re-aged the debt by stating that there were payments made in - but - records show that the property was sold long before -. Since our date of delinquency was in - of - should n't we have the right to have it removed from our credit reports .No reporting of this debt was ever on our credit report until -