PNC Bank Bank Account Or Service Complaint

PNC Bank Bank account or service department,

Checking account Making/receiving payments, sending money Ohio

I set up a payment for my car note and it returned as insuffcient funds to the institution i made my payment for and shows as paid '' or posted to my bank account. My money is gone and my bill went unpaid!!!! No one know 's where my money is and now my car is up for repossesion!!!! The payment was posted to my account on - -, and said to have returned on - - which makes no sense at all, because i saw it posted to my account on - -, 2015.