Capital One Consumer Loan Complaint

Capital One Consumer loan department,

Vehicle loan Problems when you are unable to pay Louisiana

I am contacting you in reference to a matter that I 've had to send communications to Capital One about. Everyother month Capital One - reporting my auto loan on my credit report, I dispute it, it updates correctly and thenreappears. I filed bankruptcy due to having - bills from the birth of my son ; however, that hasbeen discharged for - years, my reaffirmation agreement with Capital One was declined by the judge. Nonetheless, I continue to make payments on my vehicle and will until it 's paid in full. My issue with Capital OneAuto is the credit reporting ; it 's incorrect, should n't show anything but ( account closed, bankruptcy -, zerobalance ) or something of that nature. Anything other than that is a clear violation of the FCRA post-bankruptcydischarge requirements. I 've communicated with them at least - times over this year alone about the same thingtrying to get it permanently resolved. To report a discharged debt as something else ( for example, '1charged off ' orhaving a balance as more than zero ) violates the provision of the FCRA that requires creditors from reportingincorrect information. - - - - ( a ) ( - ) ( A ). it is also a violation of the FCRA if I 've notified them about theincorrect reporting - several times -, but then they still have not permanently corrected it. - - - ( a ) ( - ) ( b ).