Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Florida

Upon viewing my credit report in - of 2015, I saw Midland Funding - - was listed on my credit report. They were collecting on a - phone bill that was not my account. I disputed the account with the Credit Reporting Agencies - CRA -. Midland Funding verified with the CRA that the account was being reported accurate and was verified to be my account. I then wrote a certified letter to Midland Funding requesting the documents used to verify, specifically any documents to prove my liability for the account as well as proof of any payments made on the account from my financial institution. In response, Midland sent me a false statement created by them, made to look like a real statement with my name and address to serve as proof of my liability. They were not able to send any signed agreements or contracts nor were they able to show any previous payments made by myself on this account. Midland Funding is participating in illegal debt collection which is punishable by law. As a final resolution and to prevent future court proceedings, I am requesting proper debt validation to show my liability for the account or the account be removed from my credit report.