TransUnion Credit Reporting Complaint

Credit reporting company's investigation investigation took too long

TransUnion Credit reporting department,

Credit reporting company's investigation Investigation took too long Georgia

The FCRA Guidelines specifically states that it prohibits incomplete or inaccurate information from being reported on a consumers credit report. Doing so constitutes grounds for removal. The Law needs to be followed and enforced. I have wrote this company and faxed information on several occasions regarding these particular accounts listed in this letter. 1. - - - : This account is not a charge off/ nor is it a collection. It was paid on time every time. I am not clear how this account is being investigated when it does n't even have an account number in turn deeming it as incomplete '', which constitutes grounds for removal. 2. - - - - This account is not a charge off/ nor is it a collection. It was paid on time every time. I am not clear how this account is being investigated when it does n't even have an account number


incomplete '', which constitutes grounds for removal. 3. - - - : This account is/ was in my ex-husbands names, but it is in my credit file therefore deeming it '' inaccurate '' '' which constitutes grounds for removal. 4.- - - : A collection account can not be open or go into collections inaccurate '', incomplete ''. I have contacted the original creditor and they can not find any account of the sorts in their system. FCRA states that if you have previously initiated a dispute or an investigation and do not receive a complete or satisfactory resolution that you may dispute again and the company must respond in - days after receipt of the - notice. This is their - notice.

TransUnion customer in Georgia
Jun 17, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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