Malcolm S. Gerald and Associates, Inc. Debt Collection Complaint

Malcolm S. Gerald and Associates, Inc. Debt collection department,

Credit card Disclosure verification of debt Not disclosed as an attempt to collect Massachusetts

This company called my cell phone ( - ) and left a msg on -/-/15 to return their call. Then they called my house phone ( - ) a few minutes later and my wife answered. A women named - - asked my wife to take down her information and have me call them back. She stated she worked for an attorney and that I owed a debt from a -credit card account. My wife quickly googled this firm and found fraud allegtions and many complaints about them. After careful research we have found they are not attorneys, which is a violation of Federal and State Law, and have found they are not licensed to collect in the state of MA. I called the telephone number she gave my wife and a - - answered. She asked for my name, then she stated that I owed the debt a for a - credit card. I then I asked her to send me documented proof by mail. She replied with are you denying that you owe this debt? '' I said no, I am asking youto send me proof.? This went on for a few more minutes and I just hung up.