Dovenmuehle Mortgage Inc. Mortgage Complaint

Dovenmuehle Mortgage Inc. Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Hawaii

Currently disputing information with all - credit agencies, dispute is with lender and information they are reporting to the credit agencies. - - - - -, HI -Last - SS # - ( - ) --DOB : -/-/-I would like to formally dispute the following on my credit report : - - Ending : -Opened : -/-/-Type : Mortgage LoanLoan # -Property Address : - - -, -, NV -Mailing Address : - - - -, - -, IL -Items in dispute:1. Balance $180000.00 : This is not correct. The loan balance has been paid in full effective -/-/-. Please refer to the documents Payoff Statement '' and


information regarding the transfer or payoff statement. ( - ) - or ( - ) -. 2. Past Due Amount $13000.00 : As mentioned above, the loan balance has been paid in full. 3. Delinquent Payments : This information is not correct. Per an email sent to me on -/-/- by - -, a Loss Mitigation Processor with Dovenmuehle Mortgage, a hold was supposed to be placed on all credit reporting activity until a decision was made regarding my request for a short sale and loan modification. I never received written or verbal notification indicating whether or not a decision was made regarding the request for a short sale. Delinquent payments were not supposed to be reported to the credit bureaus until a decision was made to accept or decline the short sale offer, after which I would then be given an opportunity to pay any delinquent payments before reporting to the credit bureaus. Since full payment of the outstanding loan balance was received prior to the lender making a decision whether or not to accept the short sale, no delinquent payments should have been reported to the credit bureaus. Please refer to the enclosed emails. 4. Foreclosure initiated/started : This is not correct. A formal notice of default was never filed with the - - - Office in the State of Nevada which is required to initiate any foreclosure proceedings within the State of Nevada. Please refer to the document titled - - - - -. ''