Monterey Financial Services, Inc. Consumer Loan Complaint

Monterey Financial Services, Inc. Consumer loan department,

Installment loan Managing the loan or lease New Jersey

my payment is due on the - the late payment is -, if I mail my payment in via check the company never receives it by the due date or the -, then they charge me a late fee and I end up paying online so they charge the transaction fee. Any month I send the payment by mail they call on the - saying they have n't received it forcing me to pay the late fee and transaction fee. Also now that I review the payments I do n't think the interest they charge me is legal it just seems like im paying triple.