First Citizens Mortgage Complaint

FHA mortgage Application, originator, mortgage broker

First Citizens Mortgage department,

FHA mortgage Application, originator, mortgage broker North Carolina

I applied for a mortgage on - - on First Citizens Bank 's website. After I waited about two weeks for a response from them, I called them to figure out what happened with my application. From there, a representative told me that my banker was - -, and gave me his number. I called numerous times until he finally returned my phone call. I thought this would speed the process up to keep up the communication, but I have been chasing - - ever since. I have called numerous times, I get the run around on why I ca n't even get a pre-qualification letter to look for homes, he keeps asking for all of this documentation, and I even got his manager to push him and I still am here on - - with no answer. I am tired of waiting on an answer from them. I feel that if they were going to deny me, they could 've done that in -, because they had more than enough relevant information then, but to put me through this for months, treat me differently than your other customers, and denying me the opportunity to go through the process is


not even following their own process and still no answer. I just want someone to at least force them to give me an answer so I can just move on if it 's not going. Making me wait months is not the way to go about this, and denying me equal treatment feels like I 'm being treated unfairly. If this is how banks are operating after they caused the recession, no wonder house sales are so low. If this is how customers are treated now, no wonder they give up on buying a home and pay rent instead. That 's where I am right now, and I should n't feel this way when I have been given all of these reassurances with no results. I have more specific dates and times, but it 's going to take me time to compile all the times I tried to contact them with no response.

First Citizens customer in North Carolina
May 06, 2015

* Source: CFPB Complaint Database

First Citizens response to complaint:
Closed with explanation

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