Review and analysis of over 19,427 complaints against Equifax
Equifax consumers have reported over 19,427 official complaints related to Incorrect information on credit report. Out of the 19,427 consumer complaints against Equifax, 20% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 24% resulted in non-monetary compensation.
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Equifax Credit reporting incorrect information on credit report account terms December 8, 2016 - I sent a direct dispute to - about a card that is on my credit file. - sent me a letter stating that the delinquent account would be removed from my credit files within 30 days. However, it is still on my Equifax report. Therefore, I sent a dispute to Equifax along with the letter from - showing where they stated the removal of the account from my credit file and Equifax still refuses to remove it off of my credit.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 8, 2016 - -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, -, - - To Whom it May Concern : - -. - - -, - - Equifax -. - - -, - - -, - -. - - -, - - I recently pulled a copy of my credit report and noticed the following information are in error : Inquires The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. The following inquiries are related to none of the aforementioned permissible purposes... |
Equifax Credit reporting incorrect information on credit report public record December 8, 2016 - I was not notified of a change in my mortgage amount to increase the escrow balance. I did not receive an answer to my email when I enquired why the on line amount for my mortgage due had changed. I never received any written notification that my mortgage had changed. So because on line info is often slow to correct, I ignored it for -/-/- and paid my normal mortgage amount. When my online statement showed an even greater balance due in -/-/-, I called the bank, found out the error, and paid the difference owed. They did not inform me at that time that my previous mortgage payment wa... |
Equifax Credit reporting incorrect information on credit report public record December 7, 2016 - I have disputed this several times as it is being listed incorrectly. I have had a very hard time getting information as to why this is on my account. It does not list creditor or who filled complaint with the court. It just says - and a release date of -/-/-. This item is so vaguely listed and has an incorrect release date, considering that this was paid in -. In -, I was notified by - that I owed them money for an over payment of benefits. This was paid in -/-/-, I have attached receipts of payment from -. This account was deleted by both - and - because this... |
Equifax Credit reporting incorrect information on credit report account terms December 7, 2016 - I have submitted proof that certain accounts are not mine and these accounts have not been taken off. I have also disputed - Credit Card account because it says I have paid late but I have submitted proof that I was not late on the account. There are other accounts I have disputed as well but they do n't verify the information and they do n't even look at the proof I have submitted. This is frustrating. I would like to buy a house and with this incorrect information on my credit report it is impossible to do so. I have submitted the same proof to all 3 credit agencies but it is clear that t... |
Equifax Credit reporting incorrect information on credit report account status December 7, 2016 - This account is being reported as - days late and is showing as delinquent on my credit reports. The payment history on this account is being reported incorrectly and NOT BEING REPORTED FAIRLY. I was laid off in -/-/2009. With no job or income, I stopped paying on my credit accounts. The last payment on this account was in -/-/2009. You can clearly see on the attached info from Equifax that the payment status switched to - in -/-/2009. This account went into default and was transferred to - - Higher Education. This does not constitute a payment and this account is being repor... |
Equifax Credit reporting incorrect information on credit report account terms December 7, 2016 - - mortgage company has reported that the mortgage on our home is " due '' and delinquent for $990000.00 - - which is the mortgage on our home. We have a 15 year mortgage with this loan. We have been in dispute with the mortgage company for over a year now because the mortgage company has " misapplied '' funds that we paid into the mortgage and first placed them in " unapplied funds '' and then placed them in principle when they should have been placed in " escrow '' to pay the taxes. It has all been documented and shows how we have paid our mortgage " on time '' every month but when the ... |
Equifax Credit reporting incorrect information on credit report account status December 7, 2016 - I recently initiated a dispute with Equifax, at this time I have not received a final response. - aka - has placed a collection on my account with all 3 of the credit bureaus for an account that was paid in full in -. The original account was with -, and I paid - the balance of $100.00 in - - must have purchased the collection after I had paid it off. This collection has not been on my credit report. I have a report from -/-/- and -/-/-, and this account from -, is not on these reports. I also have had service with -/-/- since -, under the same socia... |
Equifax Credit reporting incorrect information on credit report information is not mine December 7, 2016 - I have disputed a fraudulent account listed on my credit report twice, and I am still fighting to get the account removed. I provided the identity theft complaint as supporting documentation with the - dispute, which included the police report number, and - 's name who filed the report. I have explained to them that the police report with the identity theft complaint is - pages total, and that 's why I have n't sent the actual police report. Equifax used the same identity theft complaint to place a security freeze on my file, but I still have to go through - to get this fraudulent ... |
Equifax Credit reporting incorrect information on credit report information is not mine December 7, 2016 - My information was compromised and used to obtain medical and other things. I '' ve noticed collection accounts on my credit report that are fraudulent. I 've submitted information to the credit bureaus however they do n't really seem to care too much. They 've helped some but - and -.. just to name a few really do n't care. I battled - about 2 years ago and have not had time to address this until now. Hoping this will bring some relief. Noticed fraud items beginning in 2014 but like stated earlier too much in life was going on. I received letters from Target for our prepaid card and ... |
Equifax Credit reporting incorrect information on credit report account terms December 7, 2016 - I completed and signed a foreclosure settlement with - - - on a property through my attorney on -/-/-. Shortly after, another lender I do not know and never had any dealings with named " - - - '' began sending me default notices and late payment bills after the settlement agreement was recorded on - -. I was never able to get in touch with - or find out how they are involved. Since then, my credit report shows both " late payments '' and " foreclosure '' listed under also - - management, in addition to the late payments listed for -, with identical ... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - Equifax is reporting erroneous information in my credit file regarding a Bankruptcy from 2011. I have tried without much success to have Equifax remove the bankruptcy that is associated with my name and credit file. The latest result was a " confirmation '' that the information was indeed mine after the company " verified '' their information through -. After speaking with an Equifax representative, it has come to my attention that the reporting agency makes use of third party reporting agencies. How Equifax came to their conclusion is dishonest and this makes what they are reporting invali... |
Equifax Credit reporting incorrect information on credit report information is not mine December 6, 2016 - This is a account that continues to report negatively to my credit that is not mine. It lists me as a authorized user, but stopped reporting -/-/2015. The company agreed to remove this from my credit report since it was not mine debt and sent me this in writing and verbal agreement via phone - but - days later it still appears. Equifax is not updating their report or the company did not due as they are required. It is also reporting a late, which is not mine, which is negatively affecting my credit score, and ability to obtain new credit and qualify for a mortgage.... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 6, 2016 - Company agreed to remove this debt from my credit report. It continues to appear. Please have it removed from all - bureaus per the attached document citing their written agreement to do so. This information continues to negatively impact my credit report and my ability to obtain new credit and qualify for a mortgage.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 6, 2016 - -, - - SEC # - - -/-/- ADDRESS -, -, SC - This serves to notify you on the inaccurate information on my credit report as per your file. I have sent this letter via registered mail for purposes of formal escalation in the appropriate courts of law should the need arise. Recently, I 've been denied in my application for ( mortgage, car loan, credit card, health insurance, employment ) in - - closer look, this was due to inaccurate information on credit report ; mine. My - id and social security card was stolen. I have been disputing this charge and have pro... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 6, 2016 - An item was reporting on my account that was not mine. I asked both Equifax and the creditor for validation per FCRA rules. This was removed as a result since it could not be verified. I just noticed that this account has been put back on my account.... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 6, 2016 - - removed this from all three beaurus and even sent me a letter stating this fact as it was a paid in full account, however it reappeared and was not updated as having at least a $- balance. Attached are receipts and communication with -. Despite multiple calls with - agreeing to remove the incorrect information, 60 days later it still appears incorrectly and negatively is impacting my score as a result. The attached receipt shows this was paid in full -/-/2016. They also sent a letterhead showing 0 payments owed, 0 lates, etc. But it is reporting as being 1 month late. We are ... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - When I was based in - -, as a - the agency that prepared my taxes did them wrong. They filed me as - State resident when they were supposed to file me as a - State resident because I was a resident of -, under United State military - status based in -. As a result of the eras that were made on my state taxes it looked like I owed the state of - $2400.00 in taxes, penalties, interest, and collection fees. I did the necessary paperwork to fix the issues and got the state tax lien released -/-/2012 while I was still in the United States -. The problem I 'm having... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - Equifax is reporting the wrong filing date on my Chapter - Bankruptcy Case # -. My report show I filed - which is impossible because there is no such date. I filed -/-/- which is over 7 years ago which means it should not be reporting on my credit report anymore. Equifax is still reporting this BK on my report with inaccurate Dates. Please ask them to report the correct date. Thank you - -... |
Equifax Credit reporting incorrect information on credit report information is not mine December 6, 2016 - I got an alert today from - guard about a collections account. I logged on to - - to get the information. The company name is - for - Illinois. Address PO Box - - - I do not live in - nor did I authorize this account. I have a fraud alert on my report and I have no clue how someone is still able to gain credit in my name with a fraud alert. I want this removed ASAP along with the address attached to it. I included a copy of my ID and my recent pay stub to verify my address... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 6, 2016 - I received an email from equifax stating that - - was deleted from my credit file. I checked my credit report today online and I saw that equifax failed to remove - - off my report. So I called and spoke with a representative and they stated they do n't see the letter that I was sent in there system and that the only thing they could do was start another investigation for the third time which is totally unacceptable and we 'll be young the 30 day mark.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 6, 2016 - I recently check my credit report and found that there were several items that were not related to me. This is very unfortunate because the incorrect information has caused me to not qualify for any additional credit. It has also hindered me from my goals of achieving a home. Please remove all unverified inquiries from my credit report.... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - I disputed the public record on my credit report, which is a bankruptcy. I received notice of the result of my dispute. The result was that the information was verified and the firm that was used to verify it was -. I know factually the information was not verified through -, as my consumer report was frozen on -/-/- and Equifax, says they verified it on the -. I reached out to - and spoke to -, who told me a inquiry had been received but she did not see where - had divulged any information to Equifax.... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - I had an issue with my credit profile so I called customer service at Equifax, I was transferred oversea 's to a speak with one of their customer service reps. I told them that there are a few credit cards that are not reporting on my credit report. I explained to Equifax that they are the only credit bureau that those credit cards not showing up on. The customer service rep said she would take care of it. I am in the middle of getting a new mortgage when I was alerted to this mind blowing actions this customer service rep did to my credit profile. I repulled my credit report today in disbelie... |
Equifax Credit reporting incorrect information on credit report account status December 6, 2016 - Describe what happened so we can understand the issue ... Hello- We were the victims of - servicing and subsequently were awarded money in a lawsuit that the CFPB brought against - for Mishandled loan modifications and delayed short sales. Our case is simple we were working on a loan modification with - who our mortgage was with and our credit report shows when the loan servicing was suddenly changed to -. From there everything went downhill fast. We were told we had two miss payments on the loan to qualify for a loan modification or before they would allow a sale of the home. Bec... |
Equifax Credit reporting incorrect information on credit report account status December 5, 2016 - I have called, emailed and faxed to Equifax that they are not reporting my current credit cards, Why is it that - and - can do everything right except Equifax. I want my - credit cards that i use to report on my Equifax report. They are hurting my score and paying history because they still to this date after months of telling them to add these tradelines to my report. 1 ) - Credit Card ... - 2 ) - - ... - 3 ) - ... - 4 ) - ... -... |
Equifax Credit reporting incorrect information on credit report information is not mine December 5, 2016 - -, - - SOC SEC # - DOB -/-/- - - - - -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. - ACC # - - ACC # - - ACC # - The items listed are clearly fraudulent ; therefore, I am requesting that they are deleted /blocked by... |
Equifax Credit reporting incorrect information on credit report personal information December 5, 2016 - I have filed numerous disputes, information gets updated/corrected, then gets changed back to incorrect information. After numerous calls and discussions with several manager-level Equifax employees, nothing is resolved. For example, I have submitted documents that support my personal information. In this instance my 'name ' is - - - , NO - suffix -.. Equifax claims that a creditor is reporting the information but I have verified that none of my current creditors are reporting a suffix on my name. In addition, multiple credit accounts not being reported correctly such as status, ... |
Equifax Credit reporting incorrect information on credit report public record December 5, 2016 - we were told it would be 7 years than it would come off out record. all but Equifax did come off. they told us 10 years, even the our lawyer told us 7 years his office process the bankrupty when we told him we did n't want to do it. why is - agency report not the same when come to this... |
Equifax Credit reporting incorrect information on credit report information is not mine December 5, 2016 - I recently check my credit report and found that there were several items that were not related to me. This is very unfortunate because the incorrect information has caused me to not qualify for any additional credit. It has also hindered me from my goals of achieving a home. Please remove all unverified inquiries from my credit report.... |
Equifax Credit reporting incorrect information on credit report account terms December 5, 2016 - - - worked with me and updated my file to current status, yet Equifax keeps reporting inaccurately. Every time I file a dispute with Equifax, this company either update as being reported correctly or find other ways to decrease my scores. Other reporting agencies seemingly take the matter serious whenever I file a dispute because they either update or removed. Equifax is currently reporting items that are passed the time frame that items can remain on file. I would like for you to review my entire credit files for accuracy.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 5, 2016 - I recently check my credit report and found that there were several items that were not related to me. This is very unfortunate because the incorrect information has caused me to not qualify for any additional credit. It has also hindered me from my goals of achieving a home. Please remove all unverified accounts from my credit report.... |
Equifax Credit reporting incorrect information on credit report personal information December 5, 2016 - there are incorrect addresses on my credit report I have never lived and want to be removed... |
Equifax Credit reporting incorrect information on credit report information is not mine December 5, 2016 - Equifax is reporting an unknown account -/unknown company is reporting information on my credit file. I have notified them that this is not my account. I have also asked them to send me proof that I am obligated to pay them for this debt if they are suggesting that the debt is mine. I have not received any proof that they own this debt or that I am obligated to pay them. This account needs to be remove from my credit file. This is not my debt. This company have violated the FCRA by not providing me with proof that I am obligated to pay them and reporting a debt that do not belong to me.... |
Equifax Credit reporting incorrect information on credit report personal information December 5, 2016 - Over the last 3 months I have told Equifax via mail and over the phone my current address is - - - - NJ -. I explained to them I do n't live or lived at either of the - addresses they had o my credit report. They finally fixed everything about a month and a half ago. I just repulled my credit report and those - old addresses are back and my current address is gone. I need them to put my current address back on my credit report and remove those - addresses once again that I have never lived at.... |
Equifax Credit reporting incorrect information on credit report account status December 5, 2016 - I checked my credit on - - - to find that my credit report had an error in there that included - Mississippi two times I have no knowledge of this account that is reporting on - - from - Mississippi I believe that the credit bureau Equifax added that account on my report due to retaliation because I file a complaint on them with the CFPB I am asking for both of the - Mississippi accounts to be deleted off my report this error has made my credit score go down - points.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not mine # - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not mine # - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not mine # - please remove from my report all -... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not my report # - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not my report # - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this report # - not mine please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - - is not mine please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this not mine # - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not mine - please remove from all - reports... |
Equifax Credit reporting incorrect information on credit report account status December 4, 2016 - Previously, I submitted a complaint with Equifax about negative reporting from - ( - ), and they said if new evidence was found, I could open a complaint. I found more evidence and submitted a complaint - - -, this is pending. HOWEVER, I now have even more evidence to remove the unfair negative reporting : I contacted - to get the original dates of the negative reporting ( - ), and would like to add that to the original dispute ( - ). - provided dates of the original debt, which was last paid in - 2008 : 8 years and 1 month old. Even if - or - bought a de... |
Equifax Credit reporting incorrect information on credit report account status December 4, 2016 - - reported me late when I was n't. I have the proof. Credit bureau wo n't open up a dispute so by law remove the account or update it. Also block it from coming back like you are suppose to by law.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 4, 2016 - I have written 4 times along with police report and proof of ID Drivers License and State ID and My passport proving I was out of the country for 3 yrs. I have a few Incorrect address on my reports. and all was due to Fraud. also they credit reporting agency has refused to remove. they also has refused to remove over - inquires in - year! in the same month. It 's fraud. I also wrote the companies who made the inquire and they have refused to respond. even with the police report. The addresses is - - - - - Il - And - - - - - Il - Its even more on my o... |
Equifax Credit reporting incorrect information on credit report information is not mine December 3, 2016 - - added a mortgage on my credit report that belongs to my mom. I have provided the proof necessary to remove this off my credit and Equifax failed to read and correct the information. The mortgage was originally with -, and - confirmed my name was not on the mortgage, The attached documents clearly prove that my name was released from liability of this loan. Please have equifax remove this information from my credit report asap or i will file a claim to sue them. this is my 3rd request to equifax. thank you.... |
Equifax Credit reporting incorrect information on credit report public record December 3, 2016 - Our state put a tax lien on our credit report, however the tax issued resolved and they a issued us a Judgment satisfied letter, which we sent to all - credit bureau - - and - both accepted. However when I contacted Equifax I was told my judgment satisfied letter we sent, was not for my tax lien, I try to explain this to the representative and her supervisor and i asked to speak with their manager which never got on the phone, they would not accept the letter I mailed to them. I tried explaining and asking them to look at the totals on my credit report and the letter sent from the Di... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 3, 2016 - - is negatively reporting a medical collection that does not belong to me. They have increased the amount and changed the location of the office but it 's still the same debt that was removed. - is negatively reporting on my credit report with both Equifax and - for a medical collection that does not belong to me. The debt belongs to a - -. I filed a police report with - - Police Report for Identity Theft Report # - and Report # - with Investigator -. I have been a resident of - TN Resident since 2008. I was a victim of identity theft and filed a police report ... |
Equifax Credit reporting incorrect information on credit report account status December 3, 2016 - I have asked Equifax to delete an account I had with - that is over 7 years old ( -/-/2007 ). I have disputed this multiple times and they will not remove it. This is the response I keep getting : I did not dispute its mine but it is too old to be on my account. Thank you for giving Equifax the opportunity to serve you. Results Of Your Investigation ( For your security, the last 4 digits of your credit account number ( s ) have been replaced by * ) & gt ; & gt ; & gt ; We have researched the credit account. Account # - The results are : We verified that this item belongs to you. Add... |
Equifax Credit reporting incorrect information on credit report public record December 3, 2016 - In the beginning of - - we contacted the Oklahoma - - to inform them that our unpaid income tax would be paid by the end of the month and to ensure a lien would not be filed. They assured us the lien would not be filed unless the income tax was not paid by - -. Two weeks following that conversation we received the lien in the mail which was paid in full the following day. On -/-/-, I filed a dispute with - and Equifax stating the same since this lien had appeared on my reports. On -/-/-, - confirmed and deleted this from my credit report. Equifax submi... |
Equifax Credit reporting incorrect information on credit report information is not mine December 3, 2016 - A collection agency put my ss number to someone else name and charged me as the account holder which is not true dci consultants and they are horrible... |
Equifax Credit reporting incorrect information on credit report information is not mine December 2, 2016 - This following account is on my credit report from Equifax via - and I have no knowledge of it. - ACCT # - $64.00 I would like this erroneous information removed from my report.... |
Equifax Credit reporting incorrect information on credit report information is not mine December 2, 2016 - $3000.00 legal matter in - county. I 've never been there in my entire life. It 's not me! There 's - of us with the same name in my family. Everytime something happens it somehow falls on me... |
Equifax Credit reporting incorrect information on credit report information is not mine December 2, 2016 - There is a medical collection reporting on my credit report from a company I do not have any recollection of doing business with ( -. ) I have disputed multiple times with Equifax, only to have them reaffirm the account without providing any proof that the account belongs to me. For this reason, I want the account removed. I have disputed the account three times only to have Equifax update the account information, not provide me with information, and continue to mar my credit report. I am losing out on credit because of this, and this is my last resort to ask that it be removed off my repor... |
Equifax Credit reporting incorrect information on credit report account terms December 2, 2016 - - - was the rental company responsible for an apartment that I lived in for 9 years. For 8 years, they came in inspected the apartment, and said it was in great condition, the last 4 years giving me a coupon to clean the carpets, no painting. - - -, a collection agency, my only debt in collections both on Equifax & -, and - feels its a debt. I do not believe it is correct, have no intent to pay. Ovation turns the file over for collections within 30 days, so their reply to the dispute is that the debt is correct and National collections agree. Money in their pocket too. ... |
Equifax Credit reporting incorrect information on credit report information is not mine December 2, 2016 - I requested contracts bearing my signature and the creditor nor bureaus have provided me any proof within 30 days as required under the FCRA.... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info December 2, 2016 - I filed a dispute with Equifax and my results are dated -/-/2016, they deleted the address of : - - - - - -, TN - I explained that this address does not belong to me, I have no knowledge of this address. Equifax has re-inserted it back on my credit report, after they sent me correspondence that it was deleted. I demand that this be looked into immediately as it is a violation of FCRA. Thank you for your investigation into this matter.... |