Capital One Application Processing Delay Complaints

Review and analysis of over 58 complaints against Capital One

Capital One consumers have reported over 58 official complaints related to Application processing delay. Out of the 58 consumer complaints against Capital One, 21% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 98% were processed in a timely manner. 3% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.

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New Application Processing Delay Consumer Complaints


Capital One Credit card application processing delay

December 31, 2016 - I have been sent several preapproved status card offers from Capital One. So, I finally submitted the application online with their reservation number provided. They sent me a letter claiming they tried to contact me but were unable. That is not true. They never attempted to contact me. I sent them legible copies of my identity, utility bills for my current address, and my current phone number. I never heard from them again. I want their hard credit inquiry off of my credit file if they are n't going to actually look at my identity or actually contact me....

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Capital One Credit card application processing delay

September 20, 2016 - I APPLIED FOR A CREDIT CARD ONLINE, ON OR AROUND -/-/2016. I WAS TOLD I WAS APPROVED FOR A CREDIT CARD AND WOULD MUCH LIKE TO DO BUSINESS WITH THIS COMPANY. I HAVE CONTACTED THE COMPANY DIRECTLY AND VERIFIED MY IDENTITY, DUE TO AN ALERT ON MY CREDIT. AS OF -/-/2016, I HAVE HAD THE ALERT REMOVED FROM MY CREDIT FILES, TO AVOID ANY HINDERING OF THE APPROVAL OF MY CREDIT CARD APPLICATIONS. I HAVE TRIED CONTACTING THE COMPANY AGAIN OVER THE PHONE, BUT TO NO AVAIL. MY CREDIT SCORE RANGES BETWEEN - AND ABOVE. ONCE AGAIN I HAVE PROVIDED MY PERSONAL INFORMATION, INCLUDING NAME, SS #, DOB, AND AD...

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Capital One Credit card application processing delay

June 25, 2016 - Capital One takes centuries to approve a new credit card. The agony does n't end there-almost a month since i was informed about my card being mailed to me and nobody has a clue where the credit card is....

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Capital One Credit card application processing delay

June 22, 2016 - Applied for a credit card with Capital One. Application process makes you jump through all these hoops, including income verification through fax/snail mail, which is insulting considering no other credit card issuer requires that information ( and considering my previous account with CapOne ). I subsequently provide the necessary documentation through their antiquated methods ( i.e., fax ). Three weeks go by without hearing back prompting a call to customer service. Customer service is inept, ca n't find the info to process the application, refuse to do anything else to help. Absolutely done ...

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Capital One Credit card application processing delay

April 22, 2016 - I filled out a application for Capital One on - - for Capital One they pulled my credit and then contacted me and said I needed to fill out another application that they did not have my social security number so I reapplied and another credit report was pulled. - has already fixed the problem. - and - need to remove - of the hard pulls each like - did. It was Capital One Fault that this occurred. The records will show this. - is on the reports according to -. Thank You - - ...

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Capital One Credit card application processing delay

January 29, 2016 - TO REBUILD MY CREDIT PROFILE. I APPLIED TO CAPITAL ONE CREDIT. APPROVED FOR THIS CARD BUT COMPANY REFUSED TO ACTIVATE THIS CARD. THIS COMPANY INSIST I AM NOT WHO I AM. I HAVE COOPORATED. BUT TO NO AVAIL. SO I SIMPLYH WANT TO CANCEL MY APP. BUT THIS COMPANY WANTS TO CHARGE ME AN ONGOING MEMBERSHIP FEE. I JUST WANT THIS COMPANY OUT OF MY LIFE. PLEASE HELP ...

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Capital One Credit card application processing delay

November 25, 2015 - Sometime in - of 2015 I was approved for a Capital One Secured credit card requiring a deposit due within 80 days ( -/-/2015 ). I contacted Capital One on - and processed the payment for the deposit ( $200.00 ) and was advised it would take approximately 2-3 weeks to received my card. After a couple of business days, I realized the funds had n't been deducted from my account and I proactively reach out to Capital One on - to understand the delay. I was advised the payment was n't processed due to some error. I was asked if I wanted to reprocess the payment but I wanted to be s...

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Capital One Credit card application processing delay

June 28, 2015 - I got a new Kohls Card from CapitalOne. I wanted to add my wife on the Credit Card as an authorized user. The Customer Service representative disparately treated me by asking me to fill additional forms and sign them because my wife had a different last name. She said that if my wife had the same last name she would add it just based on the phone request but just because my wife has a different last name, she wants me to sign a disclosure. Increasingly, spouses in the US are retaining their last name and this is unfair treatment. I have - different credit cards from different companies and ...

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