CCS Financial Services, Inc. Disclosure Verification Of Debt Complaints

Review and analysis of over 109 complaints against CCS Financial Services, Inc.

CCS Financial Services, Inc. consumers have reported over 109 official complaints related to Disclosure verification of debt. Out of the 109 consumer complaints against CCS Financial Services, Inc., 16% were disputed by the consumer (i.e. the consumer was not happy with how CCS Financial Services, Inc. responded to their complaint) and 94% were processed in a timely manner. 0% of consumer complaints against CCS Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 17% resulted in non-monetary compensation.

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New Disclosure Verification Of Debt Consumer Complaints


CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 10, 2017 - ASK TO VERIFY DEBT. DID NOT VERIFY. CONTINUES TO SEND COLLECTION LETTERS TO MY MAILING ADDRESS....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 30, 2017 - I found this collection agency on my credit report....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 17, 2017 - I sent a fax to Credit Collection Services ( debt collector ) followed their instructions on their letter I received regarding the debt collection and did not receive anything back from them regarding the debt for two months and when I did it was just another collection bill. The amount does not add up to the accounting on the communication with the Minnesota Attorney General that the creditor sent them and we do not believe we owe anything. The accounting is impossible to make heads and tails of and they have left payments out. This is the second company the insurance company - - - M...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 16, 2017 - RECEIVED MULTIPLE LETTERS FOR ALLEGED DEBT. MULTIPLE TIMES, I SENT LETTERS REQUIRING THE THE DEBT TO BE VERIFIED. TO DATE, OVER 90 DAYS REFUSED TO DO SO. HAS SINCE REPORTED THE DEBT TO CREDIT BUREAU 3-S. i WANT IT DELETED....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

February 15, 2017 - This collection company sent me a letter trying to collect on a debt that I do n't owe from - insurance company. They are saying I owe - but in fact I do n't! They automatically withdrew money from my bank account each month and they did n't insure - of the cars that 's why I had to seek new insurance with - -! I paid them every dime that I owed them and they are still trying to charge more! They sent me a letter informing me that they were canceling my policy because they did n't insurance on of the - car! So if they did n't insure the car there was no money owed and I set u...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

January 24, 2017 - I only found out about Credit Collection Services trying to collect payment from me because they reported to a credit bureau before ever notifying me by mail or phone. I disputed this collection with the credit reporting agency -/-/-. I subsequently received a call from Credit Collection Services, and I told them that I needed proof of the debt in writing. On -/-/-, they mailed me an -/-/- - statement for - - -, - IL with the amount of $53.00 due. There is no explanation of what the charge is for at all, but my balance prior to -/-/- is listed as - $9.00 ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

January 15, 2017 - Credit Collection Services continues to send me notices and letters demanding payment of an alleged medical bill in the amount of $60.00 with my daughter named as the patient. I have sent 2 certified letters, one certified letter was signed by Credit Collection Services on -/-/- and the other letter was signed by Credit Collection Services on -/-/-. In both letters I told them I was disputing the alleged debt and I also asked for validation of this alleged debt. I have not received any valid proof that this is even my debt. On -/-/- I received another collection notice by U.S....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

December 17, 2016 - CCS Companies never notified of my right to dispute the validity of the debt. They reported to - that my account was opened with them on -/-/2016. The first notice I ever got from their company was on -/-/2016 and the notice was dated -/-/2016. On -/-/2016, - was reporting a collection on my credit report, I was shocked as I knew I did n't have any ... It was for Credit Collection Services, original creditor, -. I filed a dispute with - but it came back as " verified '' by CCS. I have previously called and disputed the debt with CCS and was told I ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

November 30, 2016 - - my car insurance with - ended when I found a cheaper rate ... sooo I did not pay my final bill of - to them. So my policy was cancel. I noticed when I started viewing my credit report recently the above balance was on it. I do not understand why - - sold my account to a third party collection agency name Credit Collection Services..I always in the past searched for better car insurance rates and not been penalized by having the balance on my credit report for not paying the policy in full ... Is this legal? By the way never read anything on my policy stating that unpaid balanc...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 31, 2016 - sent - letters to both parties on -/-/16 and -/-/16 as of today no response of verification of debit. In both letters I asked for signed copy to validate the debit....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 30, 2016 - I never received a notice of this debt or right to dispute from the collection agency. I attempted to settle the debt for a smaller amount, but my settlement offer was not accepted. The original creditor appears to be - -, but I have not had insurance through this company for several years. When I ended my coverage through -, my account was paid in full....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 27, 2016 - Not enough information of validation of debt. I contacted Credit Control Services Inc through certified mail on -/-/16 for validation of debt. They placed collection activity on my credit report without any prior notice on -/-/16. the account in question is # -. Collection amount $230.00, however I do not owe this debt and know nothing of it. Credit Control Services appears to be a third party vendor. I believe they are doing this illegally and want the debt to be removed from my credit report....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 18, 2016 - I have never been contacted by this company and they appear on my credit report with me being able to dispute the debt....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

September 30, 2016 - I learned via - that Credit Control Service has filed a debt collection of $200.00 on my - credit report ; however, I do not owe this date and know nothing of it. Credit Control Service appears to be a 3rd party vendor and they have not attempted any communication with me. I believe they are doing this illegally and want the debt removed from my credit report....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

August 31, 2016 - I received a letter from a company called Credit Collection Services saying I owe them money. First off I never heard of them and do n't owe them any money. I sent a certified letter asking for validation of debt within the day 30 period that the letter they sent me said i HAD. In the letter I sent them also included a cease and desist clause and to not contact me via phone. Credit Collection Services has violated the FDCPA. They have called my house 2 times since they received the letter. That is - violations. Credit Collection Services never sent me proof via validation that I reque...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

August 8, 2016 - Name of Creditor : CREDIT COLLECTION SERVIC Address : - - - -, - - : -, MA - Re : Progressive Insurance Company Amount : $390.00 Dear Sir or Madam, I am disputing the validity of the debt referred to above. I am not aware of the account number and you have not informed me of the existence of this account. I am willing to pay this account IN FULL ( or a settlement percentage, whichever is feasible ) if you agree to immediately delete the account from the credit reporting agencies ( namely -, - and - ) that you have reported to, and validated this account. My...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

July 24, 2016 - -. I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. I never get any knowledge of this account be put in collection from the company before getting treated calls....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 19, 2016 - - 2016, terminated service with - -. A couple months later, received collections letter from Credit Collection Services about a debt. Called them to ask more information and for them to provide proof that I owed debt. They could not provide that information. They instead told me that I needed to prove that I didnt owe the debt. Contacted - to get clarification. Was transferred numerous times and eventually disconnected. Called back to see if deposit money was every applied to account and if not, when will I receive it. Represenatives stated that they could not see back more than a ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 17, 2016 - - offered cable/internet services for my home. We were told that we had 90 days to cancel the account if we were unsatisfied with the service. We had many issues regarding the service to our home. While it was getting close to the 90 days for cancellation, we were promised that the issues would be resolved. We spoke with many representatives and when we complained repeatedly that the issues were not getting resolved, we were told that the 90 days would not be in effect since we were still unsatisfied. After about 100 days, we finally cancelled the service because the customer service was so...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 14, 2016 - Credit Collection Services ( CCCS ) appeared on my credit report. This debt is coming from - -. I have n't been given the chance to dispute as each call received or made to this creditor the representatives are only interested in me paying balance. I have tried to discuss and advise them I do not understand why I owe balance and the reply is always " this debt is non negotiable and this is the amount needed to be paid ''. I do not feel I owe - this balance as I inquired a new, different policy within few days after my due date. This collection agency has ruined my credibility. I feel ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

June 2, 2016 - I have written several letters to this debt collector to validate my debt. So far, I have received no response from the debt collector in order to validate this debt to resolved it in a timely manner ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

May 31, 2016 - I have a a unverified account from Credit Collection Services. I had previously disputed this account. I have never done business with Credit Collection Services. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.169g, I dispute the validity of the debt Credit Collection Services purport I owe. I request that Credit Collection Services Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of defau...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

May 10, 2016 - I bought - auto insurance through - because - gave discount to - executive member, which I have been a - executive member over 10 years. Everything was fine for a few years until I switched my auto insurance company to another auto insurance company. - started sent me letter saying I owed them $100.00, I called to find out they said they did not have any record of I was - executive member. I followed the instruction faxing the prove of - executive member to - over 10 times, after I faxed I called to find out if they got my fax, they always said there 's nobody able...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

December 30, 2015 - Credit Collection Service had placed this negative items on my credit reports without notifying me. Credit Collection Serivce violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 19, 2015 - i received a letter from this company stating that i owe there client nationwide insurance a balance of $230.00 i told them i did n't but i was still willing to post date a payment for the -/-/- while i contact my insurance agent and got this squared away they said that even if i maid that secured payment arrangement they are still going to report me ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

October 5, 2015 - I informed - 1 month before I swiched auto insurance companies that I was looking for better priced Insurance. I found insurance for half of what they were charging me with - - PA. and replased - with -. - now is reporting to - that I owe them over - dollars and this is in collection and is refusing o remove this from my credit report. In the state of Pennsylvania all insurance must be paid for prior to service, How can owe them anything? Car insurance is paid 1 month in advance also and I did not get any money returned for that or my home owners insurance. This is labe...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 16, 2015 - have no idea who this is ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

June 18, 2015 - This collection agency - sent my fiance ' the letter advising of her debt to - - - -, upon which she has disputed. We faxed her dispute letter directly to this agency on -/-/2015 requesting to validate the debt. We received another statement on -/-/2015 threatening credit reporting actions against her if she did not pay in full and did not send validation of the debt. This violates the right to dispute and is also considered overshadowing. ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

May 15, 2015 - My wife had insurance with - - and she let it lapsed due to the expense of this insurance. My name was on the policy due to she had to list everyone in the residence that had a drivers license and drive. I sent a validation letter to Credit Collection services to verify this debt. On -/-/2015 I received the attached note, stating they had spoken with the creditor and they said it was my account. As you can see by the attached file this is not a violation but the refusal to send documentation verifying this debt. The Actual policy was created and was my wife policy. ...

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