FAIR COLLECTIONS & OUTSOURCING, INC. Cont'D Attempts Collect Debt Not Owed Complaints

Review and analysis of over 167 complaints against FAIR COLLECTIONS & OUTSOURCING, INC.

FAIR COLLECTIONS & OUTSOURCING, INC. consumers have reported over 167 official complaints related to Cont'd attempts collect debt not owed. Out of the 167 consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC., 29% were disputed by the consumer (i.e. the consumer was not happy with how FAIR COLLECTIONS & OUTSOURCING, INC. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against FAIR COLLECTIONS & OUTSOURCING, INC. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New Cont'D Attempts Collect Debt Not Owed Consumer Complaints


FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

February 8, 2017 - I went into - and was told by their representative that I could cancel AT ANY TIME. I paid $750.00 on the - day and received NO services. I sent a certified letter to - within - days saying I wanted to cancel and for them to refund my $750.00 deposit as I received no services of any kind. They refused to refund me and have now sent me to collections for services I never received. They fraudulently represented themselves to get me to sign up and then once they got me, they claimed I signed up. There are numerous complaints against this company that I discovered after the fact. I...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

January 23, 2017 - This account is reporting on all - of my credit bureaus and its not mine. Despite numerous attempts to contact them to get it removed they are still reporting it on my credit. This account is n't mine and I need it to be removed ASAP....

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

December 16, 2016 - I have no knowledge of this debt...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

December 15, 2016 - My former apartment complex is claiming I owe two months of rent. I abide to my lease and move out on my move out date. I do now owe them I have paid the amount I do owe. Collections can not find proof that I owe two months rent....

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

December 6, 2016 - FAIR COLLECTIONS & O ACCOUNT NUMBERs : - -/-/- - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask t...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

November 4, 2016 - Moved out of apartment due to condition of carpet from previous owners having pets ... contacted management on several occasions and was told I could move without any penalty!...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

October 29, 2016 - On -/-/- a Stipulation of settlement was ordered by the - country court in the amount of $14000.00 and $7400.00 both amounts were paid in full and the premises was cleared as per the order on -/-/-. I have spoken to - - - and - - - at - numerous times. Conversations started on - - and ended with no resolution on - - despite me sending him all the papers and documents that he has requested. - - at FCO promised to contact - - to resolve this matter. On - - I spoke to - - and he informed me that they did not reach...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 8, 2016 - FCO contacted me in reference to a debt I do n't owe. I explained I am a victim of identity theft and supplied proof of the individuals sentenced to prison. Explained I do n't recognize the company and never had an account with such company. They stated they do n't have a time limit on how long it will take before they finish the investigation on their end to remove items from my credit report. I need this item removed from my reports....

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

July 20, 2016 - A request was made by me to terminate my lease at Pleasure Bay Apartments, - - NJ prior to the end of the year term due to a job change in another state for a move out date of - - -. The original year lease was until - - -. A week prior to moving out I visited, in person, the - - Office on - -. An employee of - informed me that there are other tenants that are scheduled to move in - - so I am able to terminate the lease early without any penalty. Prior to that in person meeting there was no communication received from - - regarding the situat...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

July 12, 2016 - I have sent many disputes to the Credit Agencies and to Fair Collections and Out in regards to the account that they are reporting on my credit file. I have informed them many times that this account do not belong to me. I contacted the Credit Agencies and they stated that Fair Collections and Out verified that this account is accurate. But it is ironic how Fair Collections and Out will respond to the Credit Agencies but not to me. It seems to me as if they are intentionally disregarding all of my letters and the FCRA laws. I have also sent them a Fraud Affidavit and still no response from Fai...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 29, 2016 - I sent letter to debt collector/creditor to verify debt I received no response and/or documents. I mailed letter on - - and have proof from post office verifying this. I have complied with all credit reporting laws and have given the appropriate time to respond and would like this matter resolved and deleted from all credit bureaus....

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 29, 2016 - i have contacted FAIR COLLECTION AND OUT many times since receiving a bill from them about a previous apartment. Before sent to collection, i asked for verification of debt because i was shocked that i owed anything. Even representative there did n't know why the amount was so high but referred dispute to - -, where they continued to verify as accurate. The same manager whom i filed - - complaints on, - because i was asking for a provisional credit because AC was n't working for months properly and had inflated the cost of my electric bill and not livable for me and my - year...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

June 27, 2016 - I was a cosigner on an apartment lease for my son, - -, who is on - - in United States - - since - -, -. Before my son left for - -, he had been working on paying the final bill for his apartment lease. He paid the final bill in - of -. We noticed in - - that we were in derogatory standing so we called the company. They sent us a printout of the charges ( not an itemized bill ) and my son noticed that he had already paid the charges. They were double charging him plus they added a carpet cleaning fee for the carpet ( they had already inspected befor...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 20, 2016 - - accounts for Fair Collections and Outsourcing, # -, and # -, are in error. I have attempted to get these alleged debts removed from my credit reports. - have done so, but - refuses. These alleged debts were purchased by a collection agency from - - Apartments. I have sent documents proving that I do not owe this debt. In a nutshell, I had planned to lease an apartment - Apartments, only to receive military orders to report to duty in New York State. Despite federal law, the Soldiers and Sailors Relief Act, which required - - Apartments to rescind the lease once ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 12, 2016 - For the past 2 weeks I have been receiving harassing phone calls from Fair Collection and Outsourcing ( FCO ) regarding an alleged debt owed to - - - - - -. I have spoken to this agency once and informed them that I have never lived in Maryland and that they have the wrong individual. Today, - -, 2016. I received a collections letter in the mail informing me that I owe $8000.00 and that I need to pay it. I have reviewed my credit report from all - credit bureaus. This company has inquired about my credit via - without my permission or consent. I suspect this is ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

May 14, 2016 - I applied for an apartment in - - - like three years ago due that I was going to get a job in - it was another person applying with me time went by never heard from their office after about two or three weeks they called me and said that I could get the apartment but I already had decided that I was not going to - anymore so I left it like that a year later I get this collection in my credit because apparently I signed the contract for a year with this company I requested a copy the contract and realized that someone else had singed never lived there do n't even know how apartme...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

May 10, 2016 - Hi, FCO ( Fair Collections & Outsourcing , Inc ) has reported a collection of $1100.00 on my credit history which is incorrect. It is done without investigating the claim properly and without providing me proper documents requested by me in this matter. I have sent them multiple email and called them several time without proper response from them. I have informed them multiple time that I do n't owe any debt to - - -. FCO was not able to provide me the copy of the original utility Bills as - - - was asking me to pay more for the Gas compared to the original Gas Bill. So, ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

May 9, 2016 - I left because their was rodents and other insects in both places, that I made numerous complaints about. I do not owe any debts to any of these companies. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

January 22, 2016 - The Fair Collections and Outsourcing is reporting fraudulant information on my credit reports, transunion, experian, equifax ... The original creditor is - - - -, where I lived ... I eventually had to leave the premises due to a non-liveable apartment ... The first incident was a large water leak that ruined my bedroom furniture ... The leak created mold in the walls and on my carpet in the bedroom and bathroom ... I reported this to - - and it took almost 2 weeks before the maintenance men to deal with the problem ... A large fan was placed in the bedroom to deal with the le...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

January 5, 2016 - Received a call from a person stated his name was -, ( - ) -, at about - -, on - -, 2016, with Fair Collection and out source. I asked why he was calling me at this late hour. This is when he stated he was attempting to collect a debt i owed. I advised him that under California Laws he should not be calling me at this hour. He was rude toward me. I hung up the phone. It should be noted after I hun up he called bace again. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

January 2, 2016 - On - -, - I was evicted from my apartment at - - -, -, IL - under Management of -. I was given until -/-/- to move out, and a judgement-- was entered against me for $1000.00, which included attorney fees, and court cost. A sheriff notice was placed on my door on - to move within 48 hrs before any sheriff came out I had moved out. On - -, -, after finding another place I sent the landlord a notice regarding my deposit and when it will be refunded because it 's been over 45 days since the judgment. Instead - - -, - - sent me ANO...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

December 18, 2015 - I along with my parents have been receiving phone calls from a debt collector regarding a debt that does not belong to me. I 'm certain that the debt does not belong to me based on a letter I received from Fair Collections & Outsourcing, - - -, - -, -, MD -. The calls came from - & -. They have merely used the internet and available information to connect me to someone I know that owes a debt, but the debt is not mine. This is just a scheme to collect the debt and they do n't care who they collect it from. I want them to cease and desist contacting me. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

December 6, 2015 - This debt was disputed with the original creditor -/-/-. The issue is long over the 7 year limitation. The collection agency continues to maintain this disputed debt from - on my credit report even though it shows the debt is in dispute. I would like your assistance getting this account removed from my credit reports with all credit reporting agencies. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 17, 2015 - Someone stole my Identity in 2014. I filed a police report. Many creditors took action to fix the situations that arose. But - collector is pursuing me for a supposed apartment rental I did NOT rent in ANOTHER STATE, EVEN AFTER I SENT THEM THE STANDARD LETTER FROM THE FTC as the FTC advises. The dead give-away is that they always have my name wrong, as is the case with this collector ( Fair Collections & Outsourcing , Inc. - - - - - - -, MD. - - www.fco.com ). They keep telling me I need to complete their form which asks for a litany of my personal information tha...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

November 15, 2015 - The personal identities of my wife and I, which we had entered on our rental application to the - at - - - -, -, VA -, including our names, birth dates and social security numbers and other confidential personal information, have been fraudulently misused by the -. For example, the - secretly took money from my wife 's - bank account. This unauthorized charge was accidently discovered when reviewing another transaction. After conducting a full investigation, the - bank fraud investigators concluded that this was financial fraud, unauthorized charge, theft, etc....

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

November 5, 2015 - I have obtained several emails and had countless phone calls from -, representing a client that owns apartments buildings, in which I lived in for a period of time. During the time of me living there, there was a flood, in which the apartment was found uninhabitable, and my insurance company paid out a tremendous sum to the non named Apartment Complex during the claim in which no one admitted fault. ( The flood happened while I was not home ) After my insurance company paid the claim. I received very specific documentation that I was relinquished of any and all obligation I had toward that ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

October 30, 2015 - I have disputed the debt with the credit bureau, and the debtor has failed to validate the debt is mine. I am requesting the collection item be removed immediately due to noncompliance of the section 809 of the Fair Debt collection practices act. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

September 29, 2015 - I received - phone calls on my home and cell phone number. I returned - calls, verified that it was a different person with the same first and last name ( but different middle name, birth date, etc. ) On each phone call asked them to cease contacting me. Received - a letter demanding payment. Called again and asked to be removed. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

September 29, 2015 - - Apartments are on my credit and transfered the account to FCO as a collection which in turn sent the file to an attorney ( which resulted to them having to dismiss the case as this is not a debt that I owe ) I called and faxed both the attorney 's office as well as FCO and they both keep referring me back to each other. I really need them to removed this from my credit as it is hurting my score and is resulting to me not qualifying for important purchases as well as increased interest rates. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

August 7, 2015 - This debt in regards to an apartment that I never lived in is on my credit report. I have contacted the original creditor and the collection agency. The collection agency seems to be going after me for something that I do not owe as I have not lived outside of my parents home and also mentioned another person who never lived at this apartment that they are trying to collect money from. This has been taken up with them before and no police agency will take a report for something that is 6 years old as the collection agency is requesting that I file. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 5, 2015 - This debt was from my identity being stolen I didnt open any account that resulted in this collection i have completed a police report which can be verified with the - police @ - report # - and i have a notarized identity theft affidavit from ftc please remove this off of my credit and close my file ASAP ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

August 3, 2015 - - credit bureaus are reporting inaccurate home repair debt information from - - - and Fair Collections & Outsourcing who are not able to show evidence or proof of this reported debt. Their letters to me claim to have verified '' the debt but this is not true under the law. I sent certified letters to all - reporting agencies that showed the creditor has no record of ever communicating a debt to me. In response to my request for validation of a debt, - - - and Fair Collections & Outsourcing mailed me an illicit and unsigned move-out sheet with fraudulent home repair cha...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 30, 2015 - After multiple attempts, this company will not show proof of this debt that suddenly appeared on my credit report. They are saying it 's for a lease, but I never signed this lease, nor did I live where it 's saying. I 've been in California. It 's not fair that I 'm being held captive for something that does not belong to me. ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 21, 2015 - I received a notice of debt from the Fair Collections & Outsourcing of - - in -/-/- by a phone call, which I clearly stated that was n't mine and was a result of identity theft. I demanded all pertinent documents used by the thief and they took over - to provide. The thief used my maiden name and an unknown - drivers license number to rent an apartment. In the application, the thief provided signatures that do not match to each other, and you can tell that the creditor did not do their due diligence to verify their identity as they failed in a few obvious areas : verify their ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 18, 2015 - I lived in a particular apartment building for approximately - years. I moved out in - of 2013, and in - of 2013 I received a bill for rent covering a month I was no longer residing there. I contacted the property and they refused to work with me to resolve the issue. The property is no longer under their ownership and the collection agency has not responded to my dispute in approximately a year now. This is still on my credit report and is causing me great stress. I can not find a place to live due to this invalid debt. They could not provide me with a valid reason as to why I should...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 11, 2015 - when moved out of our apartment we had the carpet cleaned but the community wanted us to replaced the carpet in the whole apartment because - room had a stain that the cleaning people could not get out. So we refuse to pay them so they put us in collection. Also we moved into - of their apartment in -/-/- we move out in -/-/- we went back in the apartment on the -/-/- to clean the carpet they are trying to collect two months of utilities and charge us 3 days of rent how can you owe them two month of utilities when it is paid with you rent and I do n't know where the get th...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

June 9, 2015 - On - -, 2013 - - - - -. Report false information to fair collections in and out. I responded to fair collections in and out, but asking them to validate the debt. In response they sent me a document with a list of charges that - - - - - says that I owe. I called them and explained that this was not a proper validation of debt. They refused to validate the debt properly and placed the information on my credit report for collections. FCO is in violation of Texas property code Sec.-. FRAUDULENT, DECEPTIVE, OR MISLEADINGREPRESENTATIONS. ( - ) failing to ma...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

June 8, 2015 - I reviewed my credit information and notice an error on my account from an apartment complex I stayed in years ago. The complex back then was called - '' and is now called - ''. I had email correspondence with the complex regarding my concerns dealing with the apartment before I moved out back in 2008 and was reassured I had nothing to worry about because those issues are not mine and on the complex. I am looking at my credit report and see a charge for - that should n't be there because we left out with a walk through completed and was stated that we had nothing to worry about. We ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

May 22, 2015 - In - 2014 I received a collection notice from FCO regarding a debt I had never been notified of before. I asked them via certified letter for 1 ) a verification the debt was mine, 2 ) who owned the debt, and 3 ) exactly what the debt was for ( since the creditor listed had never contacted me ). I also demanded they quit calling my work phone number and to cease collection activities unless written verification of the debt could be provided. They never responded to my request for written verification but instead unlawfully reported the debt to the credit bureaus. They also have left threaten...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

May 7, 2015 - I was in a month to month lease with - ( - ) -. I was obliged to give a 60 day written notice before vacating the building. I did so, and sent the letter via certified mail. Roughly six months later, - placed a $7500.00 fine on my credit through Fair Collections and Out. This fee is exorbitant, as I only paid $850.00 a month, and met my obligations for the lease. In the state of Georgia, the law states the landlord can only claim damages and the amount of time the apartment was vacant. I was never evicted, because I did n't break a lease, I should not have this on my credit. Wh...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

May 5, 2015 - SIGNED A LEASE WITH AN APARTMENT COMPLE- BECAUSE THEY SAID THEY WERE PET FRIENDLY, TWO DAYS LATER I TOLD THEM I WAS BRINGING MY DAUGHTERS DOG IN AND THEY ASKED WHAT KIND. AFTER I TOLD THEM THEY SAID NO - I SAID THAT THEY SHOULD HAVE TOLD ME THAT UP FRONT AND TO JUST TEAR UP THE LEASE AND I WOULD GO ELSEWHERE. THEY SAID THEY NEVER DO THAT AND THEY WOULD SEE ME IN COURT. I LEFT AND THEY KEPT ALL MY DEPOSITS AND LEASE,,,, ALL I WANTED TO DO WAS LEAVE BECAUSE THEY LIED,, THEY KEPT MY MONEY AND TURNED IT IN FOR COLLECTION ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

April 14, 2015 - Apartment I lease was ended due to bed bugs ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt is not mine

April 14, 2015 - please see attached, the complex had my info that I lost my - job and need to moved because of the hardship ...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

April 13, 2015 - My husband and I lived at this apartment complex for one year. We were provided a move out amount which we paid in full and had a walk through during which there were no damages pointed out. Months after moving out of the complex, the complex claimed there were damages and that we owed more in rent because they provided the incorrect amount earlier. I tried to reach the property manager several times to discuss these charges but they never answered my calls/emails. Months after this, they sent my account to collections. I provided the collections agency with the inventory list that I was provi...

Read more

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection cont'd attempts collect debt not owed debt was paid

April 2, 2015 - I am writing this complaint in regards to FCO an debt collection company attempting to collect a debt from me. I have no proof or knowledge that I owe this debt. I moved out of - House in - of -/-/2013 and paid any remaining balance I owed. I believe this debt is unjust and inaccurate. ...

Read more