Resources for resolving common issues with Earm LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Earm LLC and work to get a response. After your complaint is forwarded, Earm LLC has 15 days to respond to you and the CFPB. Earm LLC is expected to close all but the most complicated complaints within 60 days.
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Earm LLC Debt collection communication tactics threatened to take legal action August 23, 2015 - Implying they are from a legitimate government agency and threatening to notify police to serve me at my place of employment if I did not pay by -. ... |
Earm LLC Debt collection disclosure verification of debt not given enough info to verify debt July 17, 2015 - Before I begin with the issues, I do want to make reference that the name that they have the debt under for me is my prior married name, - -, not - -. There are multiple issues with this debt collector. The first is that they are unwilling to provide me with verification and validation of the debt. The only documentation that they can provide is a letter from themselves stating the balance that I owe. I do not remember taking out the debt and they can not provide me with contact information for the company that they are attempting to collect he debt for so that I can validate that ... |
Earm LLC Debt collection improper contact or sharing of info talked to a third party about my debt June 24, 2015 - ON -/-/2015 my son was left a message on his cell phone from these people about contacting me they said for him to contact me because i was being served with papers from my state with - allegations to be filed against me legally, they will pursue me at my employment or house.. and to contact their legal department. they have also left the same message on my cell phone ... |
Earm LLC Debt collection disclosure verification of debt right to dispute notice not received May 28, 2015 - I have been receiving phone calls from a debt collector telling me that I am going to be to served at work and possibly taken to jail. When I call the number given, I get connected to very rude employees '' with vague information. All they can tell me is that I got a payday loan in 2009 for $400.00 that was never paid back. They claim the loan has grown to $800.00, but they can accept a lower payment over the phone and this will all go away. I asked them to identify themselves and all they can tell me is their company name, MAC ... ( 1 ) I would never apply for a payday loan ( 2 ) I would... |
Earm LLC Debt collection false statements or representation indicated committed crime not paying May 27, 2015 - Was informed that I owe on a old payday loan. Was told their are - actions pending against me.. They said I committed a a fraud by taking out such loan and not paying it back.. They claim the debt was from sometime back in -/-/- and it was charged off in - They informed me that they contacted my current employer.. But at the time I was not employed by them.. They also said the debt was sold to them, and I owed them now.. The mentioned my current bank but a old account number.. The also told me my old address.. When I asked them for their company name, their current address, on women... |